u/Accurate-Cellist-347

I saw an ad for a company offering to help reduce taxes. Their main pitch was to borrow some amount of money to invest in dividend paying stocks (they named RBC as an example) and to claim the interest here to reduce overall taxable income while taking advantage of the lower inclusion rate for capital gains taxes to come out positive overall.

That all sounds too good to be true: Obviously there are market risks, but I'm more worried about CRA risks: Does just the fact that a stock pays out a small amount of dividends suffice to qualify it according to the CRA rules? Surely a stock that (for example) paid 0.001% of investment as dividends would not quality here?

I've recently ordered from TCG player. 7 packages from a bunch of different sellers totalling 40$ or so, half of that in shipping. Waited 2 months, 5 packages arrived. Ordered the cards in the missing 2 packages again totalling 25$ - almost all of that in shipping, waited 2 months, 1 package arrived.

What is going on? Are the cards I'm ordering so cheap that sellers don't bother sending out the packages? Why even list the cards then? I'm paying more for shipping that for cards at this point. I just want to build a fun retro deck.

I'm playing this game for the first time right now, completely without spoilers. I just got to the part where the cannibals captured Ellie.

Ever since I started playing this game, I thought that the way the game throws dozens of people at you trying to murder you for seemingly no or very little reason - and the way they keep chasing you even after you kill 20 of their comrades - is destroying the worldbuilding a little. Also the fact that Joel can just 1v20 trained armies and the way Ellie wins every fight she's ever in is a questionable to say the least.

For the longest time I figured - "okay they are trying to make gameplay interesting, these kills I'm doing in gameplay are probably not meant to be canon". And I was okay with that. But now the kills I got on the cannibals that invaded the lab are canon and significantly influencing the story.

It just doesn't make sense to me. Not even just the psychology, but also the logistics of this situation:

Let's say that in this world, every person kills an average of 1 person every month. It's been 20 years since the virus started. That means the world population would have halfed 240 times - which actually would mean everyone would have been eradicated 3 years into the apocalypse. Hell, even if everyone just averages 1 kill a year (which is an extreme lowball given how many murders there are around), the population would have halfed 20 times, meaning only ~7500 people would be left alive at this point. That would mean you kill 5% or so of all of humanity in this game! What the hell?