r/cantax

(Crossposted from PersonalFinanceCanada)

Okay, Im desperate here. Ive tried to go the usual routes. Tried to call the CRA but it redirects me to automated line that doesn't answer my question. Tried to use the chat but its auto questions dont help and no agents are available. Refuse to use the AI not just for moral reasons but like. Im not fucking around with a hallucinating machine when it comes to my taxes???? No???? And I don't have time to dick around.

So I guess, heres the situation.

- I have one job, and I just got hired at a second job.

- my first job, I never had to fill out a td1 or a td1-bc

- therefore, I never claimed the basic personal amount, to my understanding???

- new job has me filling out td1 and td1-bc for taxes

- with my income for both jobs, Im making under the basic personal amount, so I know I check off "total income is less than the total claim amount"

Do i check off "more than 1 employer at the same time"? Because I DO have two employers, but it says "if you have more than one employer or layer at the same time and you have already claimed perspnal tax amounts on another form TD1 for 2026

...... if your total income from all sources will be more than the personal tax credits you claimed on another form td1, check this box" (emphasis mine)

And so, im confused. Because I DO have another employer, like I said. But I DIDN'T file a td1 before, so I haven't (??) Claimed my personal tax credits. And I dont make more than the amount??? So I don't know if im meant to check the box or not????? Do the personal tax credits get claimed even if im not the one claiming it if i work at a job???

Please help. Im supposed to have this in by thursday and I dont want to keep them waiting any longer than I already have. Ive never had 2 jobs before, and Im just really confused.

For context, I’m not rich. I made slightly over minimum wage in Canada and was renting an apartment. I own no property, car, investments etc either in Canada or abroad. I moved in with family abroad when I left Canada. There is zero property or anything of value in my name. 

The most I sold when I left Canada was furniture and I actually gave more away than I sold. 

I left Canada in August, 2024. That first year I had already filed my taxes before I left. 

The second year, I filed again for the Canadian income I had made the previous year before I left (I hadn’t found employment abroad in the latter part of the year so nothing to add there). 

The third year (for 2025) I finally didn’t file. 

I considered my ties with Canada pretty cut at this point but apparently there is more to do. 

I changed my address with my bank (still have my Canadian account) as soon as I left and the CRA about 6 months later. In my delulu head this was enough of a declaration but I get now that for legal purposes, it was not.

I keep reading about a departure tax when you officially leave Canada and it’s freaking me out. Would such a thing apply to my situation when I have no big assets to tax? What forms exactly do I need to send them? And should I send them in now or wait for the next tax cycle? Any help appreciated. 

I never used an accountant in Canada and simply filed electronically because my tax situation was uncomplicated. If you have a recommendation for cheap remote accountants, I’ll take that as well. But if it’s something uncomplicated I can figure out myself, I just need to know what to do, because the online sources I’ve found seem geared towards people wealthier than me.

For further context, I have citizenship in the country I live in now and no intent to return to Canada for long term residential purposes. Love Canada a lot but can’t live with the weather.

Again, mostly looking for advice as to what I would need to file exactly and if I need to care about doing it as soon as possible vs the next tax cycle.

Hello, my wife forgot to declare some foreign income on her 2025 tax return, and we would like to correct it now.

If she submits the correction through “Change My Return” in her CRA My Account, will CRA issue a Notice of Reassessment (NOR) automatically, similar to how a normal tax return is assessed? Or does a correction involving foreign income typically have to go through a review first before a new NOR is issued?

The amount of foreign income is relatively small (around CAD 10,000), and approximately CAD 2,800 in foreign tax was paid on that income.

For anyone who has done something similar, how long did it take for CRA to process the change and issue the new NOR?

Thanks in advance!

Maybe I'm over thinking this but if an HST registered corporation is selling a commercial property, that they lease to businesses, to another HST registered Canadian corp., the buyer must self-assess the HST on the sale price and then gets to claim the corresponding ITC on the same return?

The part where I'm struggling is would this be considered a sale of a "business" which you could potentially make an argument for under the below and therefore file GST44:

https://www.canada.ca/en/revenue-agency/services/forms-publications/publications/p-167r/meaning-first-part-definition-busines.html

I'm leaning to self assess but open to being wrong