Which of these SUVs would likely be cheapest to insure in Toronto, Ontario?
I’m trying to decide between these four vehicles, and insurance cost is one of the factors I’m considering.
My options are:
2026 Kia Sportage EX Premium HEV
2026 Toyota RAV4 XLE Premium
2026 Mazda CX-5 GT
2026 Volkswagen Tiguan Comfortline R-Line
A bit about me:
28M
Married
Located in Toronto, Ontario
Clean driving record
G License (Received last month)
I’m wondering how much choosing the right vehicle actually impacts insurance premiums. Is the difference between these models significant, or are we talking about only a small amount per month?
If you’ve insured any of these in Toronto, I’d love to hear:
- Which one was the cheapest or most expensive to insure?
- Which insurer generally provides better rates?
- Are there any of these that insurance companies tend to rate poorly due to theft rates, repair costs, or claims history?
Ultimately, I’m trying to understand whether choosing the right vehicle can make a meaningful difference in insurance costs and whether that should play a significant role in my purchase decision. Any insights or experiences would be greatly appreciated. Thanks!