I’m selling everything, Allocating to these stocks. What do you all think?
SAHAS after right share: 20%
Api 15%
Sanima 20%
Nabil 15%
Shivam 10%
NLICL 5%
CHDC 5%
CBBL 5%
SICL 5%
I am 34 and i was planning on sort of Coast FIRE starting from 2027. The Plan was to invest lumpsum and expect about 9-10% (4% real after inflation) ROI and let it compound, and then for next 4-5 years work part time or as i please just to finance my lifestyle. after that i would do sort of SWP from the investments, but the reality is freaking scary. The inflation is real but the ROI isn't.
if it wasn't for gold which is just an anomaly, The return would be less than 4%, while inflation is above 5%. I need at least 4% real ROI for retirement, but this year the real return is in negative.