u/AdPrevious5644

Thank you in advance to everyone who reads this. I’m in my mid-twenties.

I’ll break down my finances:

I make $4200 per month

Expenses including rent, utilities, gym membership, student loans = $1,060

Savings = around 7k

Student loans = a little over 17k with varying interest rates

I need a new car and was approved for a loan to finance it.

New car = 24k
Loan = 6 years - 5.74% interest - monthly payments of $400
Insurance = in the range of $150 monthly.

Here’s the question:

I can do a 7 year loan and my interest rate goes up to 7% but my monthly payment turns into $360 or I can stick with the 6 year loan I mentioned above.

My rent right now is SUPER low because I live in a horrible apartment but I’m worried that I won’t be able to afford something nicer when my lease is up.

I need a little bit of grounding if I’m being honest. I feel like my head is spinning and I’m not sure what to do. Should I put some savings down on the car? Should I put some savings towards the principle of the loan? Should I scrap this and find a cheaper car?

ANY advice is helpful! Thank you!

So! Had my procedure done about 2ish months ago. Prep was horrible but not as scary as I expected.

During the “purging” I experienced severe cramping in my left foot/ calf. I wasn’t too worried because I was probably suuuuper dehydrated from the prep. I chugged white Gatorade and applied heat and it seemed to help in the moment. Anyways, procedure was fine and they found nothing wrong!

However, ever since then, I have been experiencing that intense cramping every once in a while. It is not everyday or even every week but it’s really intense. It starts in the ball of my foot and when I try to stretch it, it climbs into my calf. I never had this issue before the prep.

Anyone else have this problem? I am open to any suggestions, theories, and advice. Thanks!