u/Adorable-Scientist74

47 yo wife 44. Net worth 2.15m. Owe 70k on house.
Currently invested in 70k worth of vtip in brokerage account. Thinking about selling (it’s down .5% so no cap gains tax) and using that to pay off house. Want to retire early within 2 years. We’re willing to sell the house if markets go way south and deplete what is right now 500k in brokerage account. Should we do this

47 wife is 44. 1.8 invested, 330k equity in house. Invested breakdown = 500k brokerage, 1.3 retirement accounts. Spend = 70k now, should be about the same in retirement since we can get low healthcare costs via our generous state program. Kids = taken care of with 529s, 16 and 18 yo. Only debt is $65k left on mortgage. We are both sick of our jobs, making $285k total per year. Can we pull the trigger on early retirement in 1.5 years?