u/AgentProvo

I really would like to move out of HL. It feels non-transparent, has expensive fees and doesn't even provide me with a half decent user experience. I am using T212 for this year's ISA and an older GIA, and thought I could shift my HL portfolio there.

So I'd like to avoid time out of market by doing an in specie transfer of my ISA. I'm invested in HSBC FTSE All World on HL but that isn't available on T212. I was considering moving to ACWI on T212 for my ISA fund but that's not available on HL. Also reading that Vanguard funds (some of which may be in common) don't allow an in specie transfer and end up in a lot of delays. Anyone know good "bridge" funds that I can use to speed up this transfer?

I was also suggested iWeb for the older ISA but I'm hearing they have txn charges and I think I prefer to keep my ISA in one place for ease. Would moving to that just to hold be the most sensible thing I can do here?

HL has been charging greater fees and I think I'd like to shift away from their absolutely terrible user experience. I'm currently invested in HSBC FTSE All World on HL which afaik isn't available on T212, so I will also need to switch my main fund. Any cautionary or other advice on what to keep in mind as I do this?