u/AggressiveCup6834

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If lets say for example you have £120k in a GIA, £100k in an ISA, £100k in a SIPP, all under ONE single platform (e.g. Fidelity, Vanguard etc.), does the £120k FSCS protection apply to every single product, or to the total amount of money in the platform?

I.e. once you get to the FSCS limits in your products, is it better to have them all under one single low fee platform to keep things simple, or spread it out amongst multiple platforms, with GIA, ISA and SIPP all separated?

I'm not there at those numbers yet (but soon) but I am just thinking and planning for the future so would help me to understand. TIA