Hi guys! Question lang. Uhm graduate ako ng BS Accounting Management nung 2015 and plan ko sana magtake ng bridging program para maging accountancy. Saang school nag ooffer ng bridging progam and how much kaya tuition and ilang units need ma-take? Thank you!
I'm Kelvin 28[M], I earn a provincial rate wage only, roughly yung net ko is around 12,400 monthly. Mayroon akong loan dati na pinagawa ng bahay namin. I will list down everything na lang po para hindi draining basahin.
Loan balance: 141,307 with 1% diminishing interest every month na binabayaran ko ng 8k monthly.
I have a savings amounting to around 152k
Also, I have some little holdings sa crypto around 14k
Kailangan ko po ng advice if dapat ko bang bawasan yung savings ko pangbayad sa loan ko? the lower the balance kasi, the lower the interest na babayaran ko. Yung catch lang is i don't have any safety net incase of emergency, such as insurance, hmo's, etc. Ang meron lang ako is Philhealth and St. Peter XD
Please enlighten me with your financial knowledge. 😄