u/Alternative-Shirt-73

We are purchasing a home, but a few months ago I went through a mental health crisis of sorts. Call it midlife, call it depression, it doesn’t matter. Long story short, everything is good now but the underwriters want an explanation of why I missed the payments. (It’s current and nearly zero balance now).

What would be something that I could say to explain it without them fearing it may happen again?

What was your go to brand back in the day? Brands that either aren’t as prestigious or are not around any longer? I still have my Kicker SoloBaric S12C from the 90s. Not sure if they work anymore but I’m starting to feel the itch after browsing this sub..