u/Ambitious_Tank5239

I'll give Starmer some credit, annuities (and Gilt ladders) are much better value now. His IHT 2027 raid on pension pots has, I imagine, also changed many pension conversations. In my latest blog post, I look at the bequest motive in a different way and compare the bequest outcomes of two identical "risk-free" lifetime income strategies. Link in the comments, hopefully followed by your comments.