Help with Asking Ex to Repay Outstanding Debt
Hi there,
My previous relationship was quite volatile, and I would consider it emotionally abusive. It ended in July 2025 with me ending things. There were multiple items that my ex was in the process of paying me back for (her e-transfer had a limit of $1000). I had an itemized list and receipts, including a hotel, flights (for a work trip she took that I booked for her), and a computer I built for her. When I broke up with her, she began going kind of crazy on social media and I wanted to just put this chapter of my life away and just eat the cost of whatever she owed me, I didn't even check the total at the time but I thought it was around $2k.
I've been in a lot of therapy and processing, and I feel like I do actually want to pursue this now, and looking through my records, I've realized that the actual total is $3k (I have the exact amount down to the cents with her confirming that and agreeing to repay it in whatsapp conversation history). I still have all the records of the purchases and agreements of her agreeing in very specific terms to repay the debt.
My current plan is to draft up a letter, speak with a lawyer and get them to review it, and also talk with my therapist about this as an idea. Then I plan to send it via registered mail. My main concerns are that she'll find a way to retaliate in some way. Like sharing private information about me to my workplace or friends. I don't think she has anything particularly damning, but I'm wondering if I'd have any protection from that. I did file a police report for harassment around the time of the breakup so I also have that as documentation.
Am I missing anything? Am I at risk if she retaliates? I also know she makes a very good income so I'm confident she'll have the funds to repay this available. I expect she will try to fight it, but $3k is a good chunk of change.