Car insurance for Ontario resident going to school in Alberta
Hi everyone, I'll be moving from Ontario to Alberta in the fall to go to university as a full time student. I'll be bringing my car with me from Ontario. Because I'm a student, I don't have to change my province of residence to Alberta. However, I'm having a hard time finding information about what to do with my car insurance.
My understanding is that because I'll still be an Ontario resident, the car will need to be insured with an Ontario car insurer. But a lot what I've seen online seems to say that many insurers say the car can only be out of Ontario for a max. of 6 months at a time in order to keep your insurance, even for students. This is not super realistic considering how far the drive back and forth from Alberta to Ontario is. So while my permanent address is in Ontario, the car would be out of Ontario full time.
For a few reasons, which I won't get into, I would really like to avoid switching my province of residence to Alberta. I know this might be the most obvious solution but I'm not really looking for suggestions about that, thank you.
I'm wondering if anyone has been in a similar situation? It seems crazy to me that other Ontario students going to university out of province wouldn't have had to deal with this and wouldn't have found a solution. I know some people from other provinces going to school out of their home province who have not had this problem. Also it seems crazy that this 6 month rule would be a blanket policy when, for example, someone going to school in Quebec would have a much easier time following the rule than someone going to school much further away, like me.
Any help would be appreciated!