Passkey Redo Fail
Vanguard has redone their passkeys. I was looking forward to the extra security and the passkey login. My problem with the remake is that my username/pass and a SMS 2fa can still be used to login into my account. The account is no more secure than before I had passkeys because the weakest form of validation is still available.
Previously when I enabled passkeys I called vanguard and said the only way I want to be able to access that account online is through a passkey. Vanguard said fine and disabled the SMS 2fa so nobody could access my account without my YubiKey.
This time they are saying that it is required that I keep 2fa SMS enabled. This exposes my account to possible Number Porting and SIM swap attacks. When I login with my YubiKey passkey I also have to 2fa SMS authenticate, what? I was more comfortable, security wise, when YubiKey was the required second factor of authentication and I could disable SMS 2fa.
What do I need to do to get a financial account that cannot be logged into without the registered YubiKey? I would like my account set up with one way in and the YubiKey is required to login.