Hold VOO or Diversify
I’m a 20-year-old investor currently holding about $10k in VOO as my core position. I also have some exposure to AI-related stocks, including Micron Technology (MU), DRAM-focused investments, and SanDisk (SNDK).
I’ve been following the rapid growth in AI and understand that memory (DRAM/NAND) is a critical part of the ecosystem, especially with increasing demand from data centers and AI workloads. Given that, I’m considering increasing my exposure to more volatile AI-related stocks.
Since I’m young, living at home, and don’t currently have major expenses, I’m comfortable taking on more short-term risk for potential long-term gains. However, I’m debating whether it makes sense to reallocate a portion of my VOO position into higher-growth, higher-volatility AI stocks, or if I should keep VOO as a stable core and build AI exposure separately over time.
I’d really appreciate any thoughts, thank you!