Best credit card for groceries + fuel specifically? These two are 60% of my monthly UPI spend

32M salaried in Hyderabad, Rs 95K take-home. Did a quick spend audit last week and..... groceries + fuel ALONE are Rs 35K/month. That's 60%+ of my monthly UPI volume going out at zero cashback.

Detailed:

  • Groceries: Rs 22K/month (BigBazaar, Reliance Smart, kirana + occasional BigBasket)
  • Fuel: Rs 13K/month (mostly HP + IOC, daily Hyderabad to Hi-tech City commute kills the tank)

Currently paying from savings via GPay. ZERO cashback on any of it. Roughly Rs 6,000+/year just leaking out.

I have HDFC MoneyBack (meh) and SBI Prime (premium use only). NEITHER rewards offline UPI scan-pay for groceries or fuel meaningfully. Both basically dead cards for my daily spend.

Looking for a card that:

  • Specifically rewards groceries + fuel
  • LTF or sub-Rs 1,000 fee
  • REAL cashback NOT points (drowning in HDFC SmartBuy already, don't need more)
  • Works on UPI scan-pay (basically ALL of my groceries / fuel = QR scan now)

Have heard about Kiwi UPI Card (offline UPI generally), HPCL fuel cards, BPCL co-brands. What actually works for groceries + fuel in 2026? Specifically interested in lived experience, not "BEST CREDIT CARD IN INDIA 2026" listicle nonsense

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u/ApprehensiveKale115 — 1 day ago

Coffee Meets Bagel vs The League vs Hinge for serious dating in Boston?

31F in Boston and trying to use fewer dating apps because having four apps open makes dating feel like homework.

Hinge has the biggest pool for me, but it takes the most effort and a lot of chats never become plans.

Coffee Meets Bagel feels calmer, but sometimes too quiet.

The League seems more filtered and relationship-minded, but i’m not sure if Boston has enough people on it or if it gets repetitive.

for Boston people: which app has actually led to better dates? Hinge, Coffee Meets Bagel, or The League?

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u/ApprehensiveKale115 — 1 day ago

RECCOMENDATION LIKE THE KDRAMA OUR UNWITTEN SEOUL

Can someone recommend me a kdrama like this, preferably a kdrama that is so good but you definitely wont rewatch it. I loved this one but i wont rewatch it

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u/ApprehensiveKale115 — 3 days ago

What are the top-rated spot welders with the best user reviews in 2023?

I’ve been trying to figure out which spot welders actually had the best user reviews recently, especially around 2023, but it’s kinda hard to tell what’s genuinely good vs just highly rated at first glance

a small thing that made me think about this was when I tried using a basic spot welder once and it worked fine at first, but after a while the welds became inconsistent, so now I’m a bit more cautious about trusting initial impressions

I did go through a bunch of listings on alibaba just to see what kind of machines are out there and what people are choosing, and I’ll say it’s actually pretty useful being able to compare different models and setups in one place, but everything kinda looks solid which makes it harder to judge based on specs alone

I’m mainly interested in real user feedback like long term performance, consistency, and reliability, not just first impressions

so yeah which spot welders were actually rated well by users around that time, and how do you tell which reviews are genuinely reliable vs just early positive feedback or am I overthinking this too much

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u/ApprehensiveKale115 — 1 month ago