u/AppropriatePhase6957

Hi, I just wanted to ask for help and see if anyone here had a similar experience.

I have an existing loan with a lending app (Pinoy Peso), and I admit I got into a cycle of borrowing from multiple apps just to cover expenses and previous loans. I’m currently trying to fix everything and settle my balances properly.

The issue is, when I reached out to them for settlement, their responses have been inconsistent and honestly a bit shady for me.

At first, I was told I need to pay ₱13,980, then another message said ₱6,300, and now they’re asking me to confirm payment so they can send a QR code for settlement.

I also asked them to reply all in the email thread so everything is documented properly since I reached out to 3 emails: pinoy peso pinoypeso.cs05@yahoo.com,
"pinoypeso.helpdesk@gmail.com" pinoypeso.helpdesk@gmail.com,
"pinoypeso.management01@gmail.com" pinoypeso.management01@gmail.com, but this was their response:

“Please this regard this is email dahil mas marunong pa kayo samin,kung saan2x pa kayo na eemail”

Then when I said I want to pay through the app for safety, they replied:

"Walang settlement sa apps lahat nang settlement sa email ang process,kung may settlement sa apps sana wala nalang email"

For my protection, I’m really not comfortable paying outside the app. I want the amount to be reflected properly in the system before I pay, so I have proof that the loan is actually cleared.

Just to be clear:

• I’m NOT refusing to pay
• I’m willing to settle the actual disbursed amount
• I just want to avoid getting scammed or paying without proper record

Also, they’ve already:

• sent harassment and threats
• reached out to my references
• posted my personal information publicly

So I’m trying to be extra careful now.

My questions:

1. Does anyone know the official email address of this app/company?
2. Has anyone tried paying outside the app (QR/bank transfer) and actually had their loan cleared properly?

Any advice or shared experience would really help. I just want to resolve this safely and properly.

Hi! Sa mga naka experience po dito na nag report and file ng ticket ng OLA harassment sa SEC, how long bago po sila mag respond? I submitted a ticket last Tuesday and I'm still waiting for a response. But just this morning, na post ako sa isang facebook group where I live and nakakatakot na nakakahiya na hindi ko alam kung ano dapat ko ma feel pero imbes na magbayad pa ako i'm leaning to not paying nlang. PINOY PESO posted my information online! I added the screenshot sa ticket na sinubmit ko sa SEC and I'm also sending a message sa ibang relevant agencies. Nakakanginig sa galit!

Hi nag popost po ba talaga sila sa facebook? I'm guessing this is either tekcash or pesoloan po. Kaka OD ko lng sa kanila at natatakot ako na baka ma post sa facebook.

is Pesoloan accredited po ba? I know tekcash is but not so sure with pesoloan

message:

NGAYUN MAG UUMPISA ANG DELUBYO NG BUHAY NG PAMILYA MO DAHIL SA UTANG MO.... IREADY MO MUKHA NYO NG PAMILYA MO DAHIL PAGMUMUKHA NILA AT PAGKATAO NYO ANG KAKALADKARIN NAMIN SA KAHIHIYAN NGAYUN SA FACEBOOK AT BUONG BRGY NYO KAYA KAPALAN MO PA LALO YANG MUKHA MO!!!!

Hi! Anyone here who works under SB Finance or have any idea kung anong credit score yung chinecheck nila? Is it transunion or CIBI po? Nag apply kasi ako and medyo anxious na. I have a low credit score (around 600+) and I really need the funds.

Are there any banks that accepts loans from freelancers?