Login

u/Appropriate_Fix_4946

Portfolio Review of a 26 Y/o
▲ 5 r/mutualfunds

Portfolio Review of a 26 Y/o

Hi, please help me review my portfolio. I have kept my portfolio and fund selection simple and straightforward. Want to know whether I should include anything else or not.

Monthly SIP Amount - 25k
Risk Tolerance - High
Investment Horizon - 10-15 Years
Investment Purpose - Long-Term Wealth Creation

Split - Additional 3k in Gold ETF

Need help with -

  1. International exposure: How to diversify internationally as most funds are not excepting new investments. I don’t want to invest directly via IndMoney and other markets and would prefer a MF.
  2. Any other suitable suggestions
u/Appropriate_Fix_4946 — 1 day ago
▲ 7 r/mutualfunds

Should I go for an index or a large cap fund if already investing in Flexi Cap?

Hi - I am already investing 30% of my allocation to PP Flexi Cap fund.

And the rest is split across Mid cap, Small Cap and Gold FoF.

Should I add an index fund as well for a more stable base? Or keep investing in PP Flexi?

reddit.com
u/Appropriate_Fix_4946 — 1 day ago
▲ 1 r/mutualfunds

Experts - Need help with my Investment Strategy as a 26 yo.

I am 26. Earning 1.25 LPM. Help me with my portfolio strategy and suggest the best allocation % as well.

Risk Appetite - Aggressive
Investment Horizon - 10-15 years
Investment Goal - Long term wealth creation

Plan - 25K in SIPs.

  1. PP Flexi Cap - 30%
  2. HDFC Mid Cap - 30%
  3. Tata Small Cap - 20%
  4. Sectoral/International - 20%

Suggestions I need -

  1. Do the selected MFs and strategy makes sense?
    Or should I also include an Index Fund in my allocation? If yes - need suggestions.
  2. For diversification & maintaining my liquid base, I am additionally planning to save 5k. Need help with the best way to maintain my short term/liquid base - FDs/Debt funds or any other suggestion.
reddit.com
u/Appropriate_Fix_4946 — 9 days ago