I'm highly considering getting the CSR for the recent SUB (mainly for booking travel for this coming fall) and downgrading after a year or two to the Freedom or Freedom Unlimited if I decide the $795 AF is too much to swallow. Then opening the CSP if there's a good SUB and use that as my travel card.
TLDR, Is the 150k points offer as good as it sounds or is it overhyped?
Here's a bit about my current financial picture:
Current cards: (list cards, limits, opening date)
• Bofa Customized Cash Rewards $8,000 limit, July 2019
• Wells Fargo Autograph $8,000 limit, August 2024
• FICO Score: 820
• Oldest account age: 6 years 8 months
• Chase 5/24 status: 4/24
• Income: $70k
• Average monthly spend and categories:
• dining $600
• groceries: $300
• gas: $40
• travel: $300
• rent/utilities: $1000
• Open to Business Cards: No
• What's the purpose of your next card? travel
• Are you OK with category spending or do you want a general spending card? indifferent, more interested in being able to use points towards travel
Thank you!!!