u/Asleep_Elderberry_89

PLEASEEEEEE:

i need advice on to where to start. i am working as a newly registered nurse and i want to set myself up so that i am making the best decision for my future. i want to start contributing to my 401k open a roth ira account and begin investing, and i also want to put a down payment for a house or a condo now that i can finally start affording to save for these things.

My employer offers a retirement plan, and I’m trying to understand the best strategy between things like a 401(k) and a Roth IRA.

i just have no idea where to start. ive been looking and doing my research on these things separately but i need it to make sense for me in a bigger picture! i want to make my money work for me and upgrade my lifestyle.

Background:

1. Single
2. no children, or furry children
3. no student loans
4. no credit card debt
5. 30k in savings already

• As someone early in their career, how much should I aim to contribute to retirement?
• Should I prioritize a 401k through work or open a Roth IRA?
• Are there other benefits I should make sure I don’t overlook when starting a job?

I’d appreciate any guidance from people who have navigated this before. I’m trying to build good financial habits early.

ANY ADVICE on where to begin ????

Ive been working as a new grad on the med surg floor since feb, and i have switched from day shift to night shift...

IDK i feel like im losing my mind with this switch like yes day shift was early mornings and kinda busy days but i was getting used to the day shift chaos. now that i am on nights i feel as though i just sleep all day and i dont have any work life balance ! no family no friends no outings... idk i have nothing to look foward to other than sleep. i sgouldnt sound so ungratefulbecause i am where i prayed to be. i just need adivce on how to manage outside of work other than sleep ! please any advice to keep me motivated and not feeling like shit idk

pl