u/AssociationOld5303

As title says.

I opened my first card around 6 months ago, and since then have opened two more. Sitting around a 4-5k limit, but before opening my recent card I had a relatively high utilization each month (70-80% usually). I’ve always paid off my cards in full, and i’ve tried to pay it off right before and after the statement hits (always before the due date though). My CFU only recently successfully gave me a CLI, but it was only from 1100 to 1300. What’s the best timeline to have the companies successfully grant me a higher limit?

Would it be better to sit and wait for a CLI or open another card? I’ve been pre approved for a few C1 cards so i was considering that

Extra info:
Credit score: 813
income: 40k, but don’t pay rent & a student
Companies: Discover, Chase, Amex
Also AU’s on around 4-5 cards which have around a 55000 limit in total, so vantage reports my utilization as “not that high” but my fico does

Hey,
I’m 18 years old as of November. I since have opened 3 cards (cfu, discover student, amex cash everyday). Overall i’m sitting around a 5k credit limit with a 813 fico credit score (verified by discover and capital one).

What’re the pros and cons to opening a 4th card? I was playing around with pre-approval tools and was preapproved for the savorone. I do have relatively high utilization (which i dropped and started paying off before my statement hit) so would it be smart to open up another card for that?

Would it also be smart to open up more accounts now so my “length of account history” would be longer as i get older?

Any input would be great!

As the title states.

I turned 18 in November, and since then I've opened 3 cards. A Chase Freedom Unlimited (for dining), Discover Student (for rotation bonuses), and an Amex Blue Cash Everyday (for gas & groceries).

What I'm trying to ask is will this hurt me in the long term? I'm sitting at a pretty good income right now while being a full time student, with a ~5000 credit limit (3000 before until I opened the amex a few days ago & chase giving me a credit limit increase), which I previously was maxing out and paying off without being late.

Credit score is sitting around ~780-810 right now.

Will I be fine as long as I don't open any new credit soon enough?

Hi everyone,

I'm an incoming sophomore majoring in Electrical Engineering, and I'm looking for advice for what I can do to prepare myself/better my chances at landing an internship my sophomore year. I have a basic background, service job, high school internship at my local building department, freshman year "emerging technology project".

Is there any general advice that would help me?

What is clubbing life like in Hongdae? What's it focused around? Like is it heavily focused on hookups, dancing, etc? Or is it a strong mix of them?

The reason why im asking leads to this question: Would it be normal for someone in a relationship to go clubbing in hongdae without their S/O?

edit: this is disregarding any arguments about "should people in relationships go clubbing/out to bars?!?!" We're both fine with it. just wondering about how hongdae is specifically.

What is clubbing life like in Hongdae? What's it focused around? Like is it heavily focused on hookups, dancing, etc? Or is it a strong mix of them?

The reason why im asking leads to this question: Would it be normal for someone in a relationship to go clubbing in hongdae without their S/O?

edit: this is disregarding any arguments about "should people in relationships go clubbing/out to bars?!?!" We're both fine with it. just wondering about how hongdae is specifically.