u/Astradari

Hey all! New to fishing in the US, going after bass mainly I think (was a carp fisherman previously). Have got my hands on a daiwa tatula XT, some senkos and other soft plastics for drop shot, swimbait and wacky / Texas rig. Planning to try the local park lakes / ponds like laurel acres or strawbridge. Anybody got any advice? Is the setup okay? How do you hunt down spots to try and know that it's allowed to access?

Also I know a license is needed, got that sorted!

Hey All! Looking for some advice on how to get started fishing in the US (NJ - Burlington/Camden areas). I'm used to course/freshwater fishing in Ireland using floats, feeder (cages & method), pole etc and have fished small competitions and stuff. Used mostly Preston, Daiwa and Shimano gear so familiar with those brands.

I loved carp fishing most and playing fish that put up a good fight! But I have no idea where to start over here, everything seems to be so different and lure-based seems the norm. Not opposed to it, just have no idea where to start or what to target! What's a good setup for going after decently sized fish in this area? And how do you figure out where you can and can't go to try spots?

I know I need a licence for NJ so all good there.

Lastly, this seems genuinely zen and has become a new goal I didn't know I had. Never really fished from a boat let alone a kayak.

Very new to American healthcare but I understand the basics of deductibles, out of pocket max etc. I have coverage from work with BCBSIL, PPO+ Plan. The pharmacy benefit is CVS Caremark. The plan has $1,100 individual deductible and $4,400 OOPM (double each for family).

I take a "speciality" medication for MS (Kesimpta) which CVS covers 70% of. I get copay assistance from Novartis which pays the remainder but this is done through "PrudentRX" <-- this is the bit I'm not familiar with at all, Novartis gave me card details which Prudent & CVS then took off me.

Anyway, I thought that the 30% I pay would wipe out my deductible straight away and then quickly max out my OOPM and there'd be an upside to MS for the year! But it hasn't and I'm not totally sure why. I live in NJ in case that changes anything from a legals perspective. Do these kinds of payments just not count? Novartis copay assistance maxes out around $20K per year I think and each 3 month refill costs ~$8K so in Q4 the assitance runs out...what happens then?