u/AtomicNick47

Portfolio Line of Credit - Limit Suddenly decreased?

Has anyone experienced a situation with the line of credit wherein the amount of eligible credit has collapsed by half?

I have my TFSA as my linked account and I conducted my semi annual Rebalance. All of the assets held should meet the requirements of eligibility - Margin requirements are all 30% and all the assets are TSX listed and above the minimum price threshold of 2 dollars.

I moved 0 money out of the account. However despite this My amount of eligible credit to borrow reduced by 50% and as a result the balance that was being kept at around 25-20% is now at 41% making it a much more precarious scenario.

I've reached out to supports and received a general "we put in a ticket" but I've no insight in the meantime as to why such an aggressive reduction in eligible credit was made. Has anyone experienced this?

I'm hoping its a clerical error and that tomorrow it will be resolved but I have no idea. I try not to touch the TFSA too much as I want to avoid potential penalization.

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u/AtomicNick47 — 2 days ago