Recently retired here. I've become increasingly worried about my TSP balance lately and I'd like to get my $$ out of the C fund and into something safer for a while (1 year min). Would it be better to transfer the funds to the L 2030 fund or the G fund? I have very basic investing knowledge only, but the sub members here give consistently good advice over a range of fed topics so I'm hoping there are seasoned, successful investors out there too.

Hi, recent Fed retiree here. I applied for Medicare A&B on the last day before my initial enrollment period ended (or would have to pay the penalty for not signing up). A month later I received a phone call from SSA telling me to go to the local office to show my birth cert. I did that and also brought completed form SSA-44 (for IRMAA due to work stoppage). What was weird was the SSA clerk acted like he'd never seen the form before. Scary but I told myself not to be so cynical. Then today, I get a letter in the mail from OPM & after withholding the Medicare amount (using 2 years ago tax return) & "collecting the past due premiums" for Medicare, my annuity is half of what it was before I started this nightmare. I found that I have the right to appeal this decision by using "Request for Reconsideration" form SSA-561-U2.

My questions are: Should I also fill in another SSA-44? Is it possible to dump Medicare Part B? I'm in ok health right now but that can change in the blink of an eye. I currently have BCBS Standard option so I guess I'm just weighing my options. The SSA office is in a bad area of another city so I'd like to avoid another trip there if possible. Any advice, links, etc. would be appreciated. I could kick my own butt for not being up to speed on this before signing up!

Dreamer Fig: Tomorrow is the day my life changes! Tomorrow, I shoot myself up with a drug called Wegovy. My appetite will disappear and the food noise will disappear along with my raging sweet tooth and I'll finally lose all the weight. Hurray!

Reality Fig: You know this is not how it really works, right? You know lifestyle changes have to happen-your nutrition, exercise, coping mechanisms other than food?

Dreamer Fig: I hate the word lifestyle, you killjoy. What are you going to say next? Progress, not perfection? Stop harshing my mellow!

Reality Fig: Ok, ok. Just tell me you're not going to the Dollar store later for Raisinets and SnoCaps?

Dreamer Fig: Ummm, I thought about it...but decided against it. B*tch!!