Still figuring out my future and my mother is already expecting me to support buying our very own house
I'm 20F, graduated K12, and earning 25k monthly. I’m currently living with my mom and younger sibling. Ever since I started working, I’ve been helping pay for our rent, utilities, internet, and subscriptions. Our expenses are usually around 15k monthly, including rent, which is around 6k for a 2BR/1BA.
With my income, my mom expects me to help her buy our own house because she doesn’t want us to grow old while renting.
The thing is, I still want to enroll in college this year while working, and eventually move out to rent an apartment or dorm. I don’t want to fully rely on them, especially since they’re already in their 40s and only earning around 35k monthly. I feel pressured because I still have personal needs and goals I’m saving up for, and honestly, buying a house isn’t my priority right now. I don’t want to take on huge debts and spend years paying for a house until I’m older.
I already told her before that renting near the city, like Makati, makes more sense for our income, also the place is more accessible for transportation and job opportunities. But she insists that instead of paying rent, we could already own a house even if it’s far from the city, but I personally prefer staying near the city because commuting is already exhausting enough.
Right now, I’m already struggling with going onsite for work and still far from being able to buy the things I need. Whenever we talk about moving out or even buying an AC, she always brings up buying a house instead, which honestly annoys me because its obvious that we can’t comfortably afford it yet. Sometimes, it also feels like she’s guilt-tripping me because owning a house has always been her dream. They actually started paying for a house before with my dad, but during the pandemic they had to stop, and it ended up being sold to someone else because my dad stopped helping with payments then built a house in the province because he wants us to live there and stay connected with our relatives (never went back there for years, they're toxic and he clearly knows that we dislike them yet he still supports them instead his own family😂), plus he's no longer providing for us.
She’s also on a WFH setup, which works well for her, but what about me who has to work onsite? I know she wants what’s best for us, but I can already tell that getting a house right now would become a huge burden for me. Whenever I try to voice out, she tells me to “fix my mindset,” says I’m not open-minded enough, and makes me feel like I’m wrong for expressing my opinion.
I honestly don’t know what to do, and I don’t really have anyone to talk to about this.