r/adultingph

Sobra na ko nastrestress kasi di ko magawang matulog ng mahimbing. Sobra akong takot sa daga. For context, ang pang lason namin sa daga dati is zinc phosphide, effective naman. Pero recently meron uli naglalakbay dito sa bahay, ginawan uli ng food bait with zinc phosphide pero parang hindi na ata sya effective kasi nakita ko naglalakbay kanina jusko 😭 At ang worst pa is pag around 12 AM, nag iingay sya. At first akala ko butiki lang, kasi diba minsan ang ingay ng butiki. Kaso kanina ko lang narealize na yung daga pala yon. Para syang sumisigaw na ewan. Kinikilabutan ako. Ang ginagawa ko nag iingay din ako, kinakalabog ko yung sahig o upuan para matakot man lang ang peste.

I’m considering to try racuumin poison. Try ko muna ulit yung zinc phosphide with tilapia kasi sardinas yung nakaraan eh, baka nagsawa na. At baka kulang ang isang lason sakanya dahil baka malakas immune system nya 🥲 Ang kinaka worry ko sa racuumin is nagpupunta raw sila sa may ilaw kasi it causes blindness. Baka mamaya sa kwarto ko pa mategi, pati ako matetegi sa takot. 😭😭 Wala kasing door sa kwarto ko

Yun lang naiiyak na ko ngayon di ako makatulog dahil sa takot. Sana mategi na lahat ng daga sa Pilipinas please. Tsaka grabe no talagang pag gabi sila matatapang na lumabas sa lungga nila. Pag tirik ang araw ni anino di mo makita eh walanjo na yan

I'm still in highschool but I'm curious what courses most adults regret not choosing

Hello! Gusto ko lang malaman anong food/snacks binibili niyo sa groceries. Huwag lang yung mga sa s&r or landers since sa local grocery lang kami namimili.
Every grocey kasi na mmindblock ako kung ano bibilhin especially sa food

Need help from people with glasses

Note: I know very little about prescription glasses so please bear with me. Nagpa-check up lang ako sa EO kasi feel ko medyo malabo na paningin ko kapag malayo tinitignan ko and hirap akong makita yung sinusulat ng teachers ko sa board kahit nasa 2nd row lang naman ako nakaupo.

I just got my glasses from EO earlier. I got told I had astigmatism on both eyes, the CYL on both being -2.75. The SPH on my left eye is 0.0 while the SPH on my right eye is +0.50. I'm not sure if this is relevant but the AXS on my left eye is 0° while on the right eye is 175°. Even before the checkup, I've already noticed that my right eye is just slightly blurrier than my left.

Basically, yung kanang mata lang sa glasses yung may grado. Is it normal na blurry pa rin yung vision ko sa right eye even when wearing the glasses? I asked about it while the items were being prepared to be given to me and I was told that it is normal and it just takes time for my eyes to get used to it. Does it become clearer over time using the glasses? Or should I go back to EO?

I'm curious kung may age ba talaga na mararamdaman mong you're finally getting somewhere in life. Yung financially stable ka na, may direction, or kahit hindi na sobrang lost. When did that happen for you?

I know everyone has their own timeline, pero minsan mahirap din hindi ikumpara yung sarili mo sa mga ka-age mo na may stable jobs na. For those who started working later than others, how did you deal with it?

Yes, having children is expensive, but there are so many options and ways to make things work. I’m not saying we should be complacent or take things for granted, but this is something my husband and I have come to realize now that we’re expecting a baby at ages 30 and 33. (Sana inagahan pa namin haha)

Sometimes, social media makes us feel like we need to have everything figured out and be financially perfect before having kids. But the truth is, there’s no perfect time or perfect situation. We just have to be responsible, make wise decisions, and trust that we’ll figure things out along the way.

So, here’s a glimpse of our pregnancy journey. I’m currently in my 5th month of pregnancy, and these are some of our actual expenses and realizations so far. Sharing this in case it helps other couples who are planning to have a baby or are currently expecting. 🫶

1. Vitamins and supplements — ₱600–₱1,350/month
Our current vitamins cost us around ₱1,350 per month for 30 days. However, I recently discovered that some of the same brands are available at lower prices through trusted online pharmacies.
For example, our doctor’s calcium supplement costs ₱15 per tablet, or ₱450 for 30 days, while I found the same brand online for ₱160 per 100 tablets.

If we buy the other available supplements from more affordable sources, our estimated monthly vitamin expenses could be around ₱600.
Of course, always check the seller’s legitimacy, product authenticity, dosage, and expiration date. I also make sure to consult my OB before changing brands or where I purchase my supplements.

2. Prenatal checkups — ₱500 per visit
Our regular checkup costs ₱500 per visit, once a month so far. The rate may reach ₱1,000 or more with other OB-GYNs, depending on the clinic and services included.

Laboratory tests and ultrasounds may cost extra, so it’s important to budget for those separately. (Ultasound ₱600 pero may mga OB na may machine na sa clinic at doon na lang nila sinisilip. Nagbayad lang kami ng ₱600 for printed images and explanation for SSS requirement, my 1st Blood works cost us ₱2000 noong 2nd month, baka yung susunod sa 7th month na)

3. Anti-tetanus vaccination — ₱300 per dose
Our doctor’s rate is ₱300 per dose, while some other clinics we inquired about charge ₱1,000 or more.

Our current estimate is two doses throughout the pregnancy, depending on the recommended schedule and previous vaccination history. It’s always best to follow your OB’s advice regarding the number and timing of doses.

4. CS delivery package — around ₱40,000–₱45,000

We found a private hospital package here in Pampanga through our doctor, with an option to upgrade from a private room to a suite. The package is around ₱40,000–₱45,000, with PhilHealth coverage reflected in the arrangement.

We’re still making sure we understand exactly what’s included and what could be charged separately, such as additional hospital stays, laboratory tests, or complications. It’s always best to confirm the final out-of-pocket cost directly with the hospital. Always ask how much their package is para makalipat or hanap ng ibang options. In our case, okay yung rooms dito spacious compared sa AUFMC, Mother and Child, TMC kaya dito na namin pinili.

5. Diapers, wipes, and bath essentials — buy only what you need first

You don’t need to hoard everything before the baby arrives. Babies can be sensitive to certain products, and what works for one baby may not work for another.

It’s better to start with small quantities, see what suits your baby, and buy more once you’ve found the products that work. That way, you avoid wasting money on items your baby might not be able to use.

6. Baby clothes — start with the essentials
There are so many affordable options in online shops! You don’t need to buy dozens of outfits right away because babies grow so quickly.
Start with the basics, consider the weather, and buy additional clothes as needed. Practicality over quantity!

Our biggest realization so far?
Preparing for a baby doesn’t always mean buying the most expensive products or having everything ready all at once. Sometimes, it means knowing where to save, comparing prices, asking questions, and prioritizing what truly matters.

We still believe in financial preparedness and responsible parenting. We’re not saying raising a child is cheap or that everyone has the same circumstances. Every pregnancy, family, and financial situation is different. But I hope we can also remind each other that being a good parent isn’t about having the most expensive baby essentials or being financially perfect before your child arrives. It’s about being willing to learn, plan responsibly, and provide the best you can with what you have.

Disclaimer: These are our current expenses and the prices we’ve personally encountered in Pampanga, not fixed rates or guaranteed costs for everyone. Please confirm medical recommendations, package inclusions, and current prices with your healthcare provider and hospital.

EDIT: Sa hindi po nakagets ng context, pertaining po ako sa mga ibang nagcocontent na over exaggerated when it comes to pregnancy. Yes, mahal sya kapag sa St. Lukes ka nanganak or something pero yung ibang post kase na nakikita ko before is like putting fear to most couples na gustong magkaanak dahil sa gastos.

Iba naman rin po yung usapan kapag ayaw mag anak due to other responsibilities.

F29 — I started working when I was 19. I was already earning my own money and even managed to save a little. Then around 20–21, I started getting approved for credit cards and loans.

And honestly, I was so stupid with money. 😭

I let my mom borrow some of my credit. At first, she was able to pay, but eventually she couldn't. Then I lost my job, and everything went downhill. I had to borrow from different OLAs, even illegal ones, plus GCredit and other loans just to get by. Eventually, I couldn't keep up with the payments anymore, and of course, my credit got ruined too.

Fast forward a few years, I was finally able to recover little by little. I'm in a much better financial position now, and I know I could actually pay a loan properly.

But now that I badly need one, I can't get approved. 🥲

And lately I've been thinking about all the "what ifs."
What if I was wiser at 20? What if I didn't apply for every loan and credit card I could get? What if I didn't let someone borrow my credit? What if I understood back then how much those decisions would follow me years later?

Maybe things would be so different now.

The amount I need is something I know I can afford to pay today, but the frustrating part is that the only place that could realistically approve it is a bank—and getting approved by a bank feels almost impossible because of my past.

I know I made those mistakes. I'm not blaming anyone. I was young and honestly didn't understand how much those decisions could affect my future.

Now I'm just here thinking, sana naging wiser lang ako noon. 😭

If you're young and reading this: please, please protect your credit. Don't borrow just because you're approved. Don't lend your credit to anyone, even family. And don't mistake having access to money for actually having money.

I wish someone had drilled that into my head when I was younger.

For those who also messed up financially when they were younger, were you eventually able to rebuild your credit and get back on track? How long did it take?

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Welcome to this week's Rant & Vent thread. A safe space to unload, decompress, and be heard. Life isn’t always smooth sailing, and sometimes you just need to get things off your chest. Whether it's work stress, family drama, random annoyances, or just one of those days, this is your spot.

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