Does anyone know when the transfer period for Fiddler’s Green tickets opens? With Ticketmaster it was like 12-14 days before the event, but we’re at 10 days now and I still can’t transfer the tickets!
CC- $3,877, 22.49%, $150 payment (more when I can)
Loan 1- $2,605, 9.99%, $160 payment
Loan 2- $9,365, 9.97%, $255payment
Loan- $920/mo (Interest free loan from family for a home improvement project)
$298,338 in 401K, contributing 5%
I'm looking for advice on how best to tackle my current debt. I'm in my mid 40s and I've been carrying 6-15K of debt for the last 20 years and can't seem to beat it. In the last 2 years I have drastically cut back my spending, my car is 11 years old and paid off. But I can't seem to make a meaningful dent in this. After adding up all my monthly fixed expenses (including payments to the debt above) I've got about $150 left per month. (NOTE- I am paid biweekly, so I only factored 2 paychecks/month into my budget. There are 2 months when I get paid 3 times. I treat that like a bonus).
My husband and I do "Yours, Mine, Ours" with our money. This is all my personal debt and I will not be using our joint money to take care of it. I get $2260 into my personal checking account on 2 pay period months, and my fixed expenses (including what's listed above) are about $2,100.
I've toyed with the idea of taking a loan out against my 401K or just taking a withdrawal and paying the penalty. Thoughts?