u/Baby_nine_

Why is my emerald portfolio underperforming?
▲ 1 r/RaizAU

Why is my emerald portfolio underperforming?

Hi
I have selected Emerald as my raiz portfolio and have had this portfolio for the past 2 years. Have had raiz since 2021 and have only ramped up investments in the past 2 years (depositing around $200 per month with extra lump sums deposited of $1000 every couple of months).

Chose emerald because I am passionate about sustainability and ethics.

Obviously, the market is pretty volatile at the moment, but it feels like I've hit a wall for the past year, not much growth.

https://preview.redd.it/nz4mhdavxs1h1.png?width=2196&format=png&auto=webp&s=066b08c3e738682e3be96126af1e4b7883b3d8ad

Any advice on how I can improve the portfolio?

reddit.com
u/Baby_nine_ — 4 days ago

Years ago, in 2023, my partner and I were at a party and I was pretty drunk and don’t remember a lot of the night. He was drinking too. As we were walking home that night, he said asked me if I remembered what I did. He told me that I made a joke in front of him to his friend. His friend has big hands, and apparently I said something to the effect of “big hands, you know what that means”. He said that it was inappropriate and made him feel uncomfortable, as if I had said it to his friend, in front of him, to try and belittle him (as if I was saying something about him and not his friend). I apologised and said I didn’t remember it and that it didn’t sound like something I would say, but that if I upset him I was sorry. The next morning he got increasingly angry, and kept adding to the story. He said it was because I was trying to make him jealous, because he was talking to another girl and he said that he had overheard me speaking to my friend that I was unhappy about it. We have never had any issues with jealousy in our relationship, and I had no recollection of this happening. I asked my friend who I was apparently speaking to and she said she doesn’t remember that happening either. I found it really difficult to believe. It just didn’t seem like something I would do. But I also didn’t remember so I couldn’t be sure I didn’t say it either. I tried resisting for a while and then just gave in saying I didn’t remember but that I was sorry. For the next 5 days he didn’t talk to me, despite my pleading. He threatened to break up with me and I had to plead with him, crying, asking for forgiveness. At one point he saw me crying and he said with such venom in his eyes he felt nothing for me. He slowly ended up getting over it and we stayed together, but it continues to bother me. The more I’ve sat with it, the more it just doesn’t feel right. We haven’t talked about it again, and nothing like it has happened since, or to the same extent, but I still struggle with it.

For context we have been together for 14 years and he is known to gaslight me, saying things that have been offensive, and then telling me I’m too sensitive, that I’m overreacting or imagining things.

I have spoke to him about this and he has recognised when he has done it in the past and has apologised, but it still happens. I happened today when he asked me to pick him up and I couldn’t release the handbrake of the car because he put it up too hard. He said that I just needed to try harder and that if I can’t do it then I have to organise an uber for him to come and get him. I got a neighbour to help and he said it was incredibly hard to release.

I’m just wondering whether you think this is part of a broader pattern of gaslighting, would this be considered abuse?

reddit.com
u/Baby_nine_ — 21 days ago