AIO, House hunting and SIL keeps making comments about our finances
My wife and I are currently house hunting and my sis in law seems to think she knows how much house we can afford. My wife may have told her how much she makes but I know she hasn’t told her how much I do. I work in a fairly niche field and not many people know what it entails unless you’re either in the field or work in adjacent fields, so I’m fairly certain SIL has no idea what the pay could be.
We were casually talking about housing one day and they were talking about a family friend who might sell their very nice house soon. I asked how much it might be worth and she says “you guys probably can’t afford it.” Like okay? My wife and I aren’t ones to flaunt at all but there is no way this woman knows much if anything about our finances. Yes this house might be really nice so I can see where she’s coming from but still kinda rude. I brushed it off but I got pretty angry when the next comment happened.
My wife sent her a listing for a house we were interested in and SIL says that it’s X amount more than what she paid for her house and her monthly payment is X, so she doesn’t know if we can “swing it.” Excuse me, you have not looked at our finances, have no idea what we have saved up or how much I make, what makes you think you know what we can afford?
Not that it matters a whole lot but my wife and I have zero debt and have enough saved in retirement that we could buy the house we wanted outright (obviously wouldn’t). SIL has nothing saved for retirement, multiple loans, and credit card debt; so why would I take financial advice from her?
I understand that she has bought a house and we are first time buyers so she wants to give us advice, so she may just be awkward in what she’s trying to say, but I’m getting fed up with this woman for her general attitude of thinking she knows everything and thinking her opinions are facts.
I usually just ignore the dumb shit she says, but if she says anything like that again in front of me I think I’ll have a hard time not calling her out passively aggressively,
saying something like “how do you know so much about our finances?” AIO or would I be overreacting if I responded?
EDIT: some context: we initially didn’t tell her ANYTHING. She just overhead us talking to their older brother about it cause he’s smart, normal, and respectful, and we were looking for general advice. SIL had no idea we were looking yet. Never talked to her directly about it. Next day she starts spamming my wife with listings with a budget she chose.