Lower E/R, same funds. I use Schwab so I don’t have fees for their funds either so I may be bias
FXAIX has an even lower E/R than SWPPX, and I have that in my 401k because that’s through Fidelity
All 34k invested is in my 401k and my Roth IRA
$19k in liquid savings
Just anxious about the future and don’t want to work forever (just like everyone)
Also have baby on the way
My investment breakdown:
401k: 15% of my pay, I should make a little over $100,000 this year (hopefully). Not positive what employer match is but I know there is one. All invested into FXAIX. Current: $12,000
Roth IRA: 60% SWPPX 40%SCHG
Current: $22,000
Investment plan:
Max Roth at current split $7,500 yearly
Invest ~$18,000 yearly in my 401k after employer match
Hold my home for 6+ years before selling; improve home
Save for expenses and living 😵
I’ve maxed my Roth this year, should I just start shoveling cash into SWPPX in my individual fund? Currently only have $350 in there all in SWPPX
Also have $64k equity in a home I just bought!😁
Nervous and excited for the road ahead
I know the SWPPX and SCHG mix is a little redundant but my thought is total market with a growth/tech tilt.
Little over $34k invested
Have $64k equity in my home.
$19k savings