r/TheRaceTo100K

M36 am I cooked??
▲ 9 r/TheRaceTo100K+1 crossposts

M36 am I cooked??

I grew this from 33k may 2025 to now , I’ve done a lot of contributing as well as options trading , selling options not buying options so I do think taxes will be a chunk however I like generating income from my portfolio and I’m looking to be work optional sometime soon, am I on the right track? Can currently pull in 8-12k in premium income in recent months had a loss in August of about 15k, anyone else growing there account in a similar fashion?

u/Specialist-Poem-505 — 9 days ago

Age is irrelevant, just glad to be here.

Maxed my ROTH last month, and finally pushed past the line earlier today. I’m sure it’ll shred itself down a couple percentage points with the next White House tweet, but regardless, here we are.

85% of my investments are just VOO/VXUS, the rest being lucky entries with NVIDIA and Google.

Wouldn’t have gotten here without the advice and support from you guys and the other personal finance subreddits, so for that, I’m thankful.

u/boringrelic1738 — 10 days ago

Slowly but surely (27m)

Had to completely start over my investing journey… was doing very well- around $25K when I was 25, but had a divorce and rent increases. Got stuck paying rent by myself and had to use my 401k to save me. Now this year, at 27, I started at a new company with a new start. I finally started investing again back in January.

I just switched up my investment portfolio entirely- previously was being managed thru my company and I was not happy with the results—so today is the first day I get to see how everything truly goes!

u/seanssy — 10 days ago

29m going on for 3yrs

I didn't really have a career before this current job. I was matching my employer 5% until recently where I bumped it up to 10%. It's a slow pace, but I'm just grateful I could even put anything aside the way things are right now. Plus I'm slightly irresponsible with money, I do allow myself to indulge in my hobbies despite my low income (50k~) so yeah... Not perfect, but I'll be fine. Sorta.

u/IndexFingerTypist — 10 days ago

18m , +5k through September

Who said September is the worst month for the stock market?? Thank you META and TSM 🫰🥹🥹

u/Warm_Bluejay_2230 — 9 days ago

At 15k. After 1 year of investing

32M. After starting my investing journey just last year, I’m now consistently putting away $1,000 a month (plus occasional contributions in downturn). But the real scaling starts now. I’m about to transition into a new job, and my absolute priority with the salary increase is to immediately bump up my monthly contributions.

u/Available-Impact9472 — 10 days ago

What are some ways to start building wealth?

Context: I’m 24 and I just got out of the military (I should’ve fucking invested while I was in) . I’ve really thinking about the future and where myself/family will be at financially. I have about 25k in my savings I was thinking to invest about 15k and I have the other 10k as an emergency fund. I just don’t know how exactly to go about since I know there’s so many ways I feel overwhelmed.

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u/emochiefkeef — 9 days ago