Where to take my partner to buy a bike for birthday

Hello all!

Im planning to get my partner a bike for his birthday, Ive done a little bit of research on bikes already but Ive read that bikes are pretty personal, and that it’s better to take him to a shop and let him choose one himself

He used to have a mountain bike, but I know he mentioned cycling bike (thin wheels??) and that it’s expensive.

I didnt want to ask too many questions and make the surprise obvious

My budget is around $1000 with tax and all and ideally somewhere in North York, but downtown is fine too. Any bike shop recommendations?

Also, how does it usually work if we buy the bike on the same day? We have a sedan, so I’m not sure if we’d be able to take the bike home with us or if we’d need to arrange delivery or bike rack

Sorry for asking too many questions, I just want to be prepared

EDIT:

Oh my gosh these are all very helpful responses!
Thank you so much, I will definitely call ahead and make a day of it. You guys rock!

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u/GenRandom — 4 days ago

Dragon Legend

Hello! Have you guys been to Dragon Legend?

Do you guys know the difference between their dinner & lunch menu?

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u/GenRandom — 11 days ago

So close! 29F

I’m so proud of this. Growing up poor gave me a constant “I might lose everything tomorrow” mindset. As sad as that is, it also taught me to save and be careful with money. Now I’m still learning how to enjoy my income without feeling guilty

u/GenRandom — 22 days ago

Wealthsimple transfer from CIBC only allows cash option should I move everything or just start fresh?

I have TFSA, FHSA, and a non-registered at CIBC.
My TFSA is the only one I see actively growing, and I want to simplify everything and manage my own investments.
And I have a non-registered at Wealthsimple that’s performing really well.

When I try to transfer my non-registered account to Wealthsimple, I only get two options:
- Transfer all assets as cash
- Transfer some cash only
- The “transfer in-kind” option is greyed out.

I don’t manage the CIBC account myself (it’s advisor-managed), so I’m not fully sure what’s inside or what tax implications there might be if everything gets sold.

My question is:
Is it normal to be forced into a cash transfer in this situation, and is that usually the best move?

Or should I just leave my CIBC accounts alone and instead open a new TFSA and FHSA on Wealthsimple and continue investing there going forward?

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u/GenRandom — 1 month ago

Any good side hustle ideas for couples right now?

My bf and I both work full time, but we’ve been wanting to start something on the side to make extra income instead of just relying on our main jobs (we did amazon kdp and having a hard time with sales)

The thing is, we’re pretty different. He’s more into online/tech-related stuff, while I’m more hands-on and creative. We’re both busy, but we’re willing to put in effort if it’s something actually worth building over time

Curious what people are doing right now that’s realistically profitable or growing. Could be online, service-based, creative, local, anything honestly.

Would love to hear ideas, experiences, or things you’ve seen work lately !

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u/GenRandom — 2 months ago
▲ 48 r/fican

Close to my 100 goal

30F.
I have been savings for a couple of years now and only learned to invest last year, so far I have the following:

22K wealthsimple non reg: ETFs and my highest shares are with Nvidia, CNQ, XEQT

With CIBC (I was scared to invest on my own so I asked them to manage my portfolio)
- TFSA is around 31K (already maxed)
- FHSA maxed 8k
- Non Registered 17k (low risk)
- Savings 14k (Emergency fund)

Not sure if I should keep my investments with CIBC, so far my TFSA grew 4K since I opened last year. The rest are pretty slow.

My accountant told me to open an RRSP but I haven’t studied it yet, earning 70k at the moment.

My BF and I would like get our own place 2-3 years from now, and possibly create a small business this year while keeping our full time jobs.

He earns 90K per year and we would like to open a joint account soon for a small business/investing/travelling/etc. How much do you think we should put and should it be in a savings account or investments?

Any advice would be appreciated!

u/GenRandom — 3 months ago

How do you guys manage side gigs or parttime jobs?

To those working in creative esp in Canada, how do you balance your full time // personal projects, freelance, side gigs or even a part time job?

Ive been thinking about getting a second source of income because everything is getting so expensive and I want to earn more without completely burning myself out. At the same time, creative jobs can already be mentally draining, long hours, etc so curious how other people manage it

Do you still have time and energy for your own work after your 9 to 5? Does having a side job affect your performance at your main job or your creativity overall?

Would really appreciate hearing how you structure your schedule, what kind of side work you do, and any advice or tips that helped you make it sustainable

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u/GenRandom — 3 months ago