u/BarleyGoldfinch

I currently live at home with my parents (England) and I’m saving for a house. I have more than enough for a deposit for any of the houses that I’m looking at.

I have a predicament. I want to move away to one of multiple nearby villages because big town life isn’t for me. I could afford a better property (and would feel far more comfortable) if I bought with my partner, but he is unable to apply for a mortgage until 2028.

Finance wise do I…

1. Find a property I like in my local town, get on the housing ladder, and live there for a couple of years whilst he gets himself sorted and then we look to buy together
2. Stay at home and continue saving and then buy my first property when he’s ready.

Trying to work out the cost/benefit of doing all the surveys and solicitor work (FTB so no stamp duty) this year and then again in 2/3 years.

Parents hinting towards downsizing so dunno how long I have (a convo needs to be had - I know).

Just trying to work out if it’s cost-effective to bite the bullet now and then see where we’re at in a couple of years time, or ride it out and just keep saving (currently saving about £1k a month).

Advice from knowledgeable people or anyone who has been in a similar situation welcome, TIA

Why do they put signs advising you a speed camera isn’t in use? Surely if the aim is that people slow down in that area, you want them to still do so?

I googled it, and it said so drivers don’t slam on their brakes to slow down unnecessarily, potentially causing a crash. But that implies it’s ok if drivers cause a crash if the camera is on to fine them?

Makes no sense to me when not knowing if a camera works usually means most slow down. Happy to be educated though!