u/Basic_Chemistry8401

Guys, so lately, I was just searching for the best way to pay credit card bill and though I am aligned on the thought of why-to-get-reward-on-something-already-rewarding and pay just via UPI.

I am using Paytm to pay, and get 1% in form of gold coins(100 gold coins = 1rs of real gold)

Means paying 70000 bill gives 710 gold coins, which is 7.19 rs of actual gold. Collected gold of about 300 rs so far. Makes me think this is better or cred charity of 1-2 rs is better.

Any thoughts?