u/Beginning_Contest751

[Request for Fund Allocation Review - Long term Investment Horizon]

Background:

• Age: 22 years old
• Employment: Working in an MNC
• Time Horizon: Long term ( 20 YEARS + )
• Investment Start: Currently commencing

Financial Details:

• Current Allocation: ₹20,000
• Annual Increase: Will increase every year
• Bonus Investments: Will invest large portion of annual bonuses

Risk Profile:

• Risk Appetite: MODERATE-HIGH

Financial Goals & Prioritie: Wealth creation

Current Allocation Being Considered:

• Parag Parikh Flexi Cap Fund (₹4k)
• Nippon India Multicap Fund (₹4k)
• HDFC Midcap Fund (₹4k)
• Bandhan Bank Small Cap Fund (₹4k)
• Edelweiss Emerging Markets Opportunities Fund (₹4k)

My time frame is 30 years, currently I am 22 year old working in an MNC, and have allocated 20K for investment currently and will increase every year and will also invest some amount of bonuses I get from company

20 K allocation currently

Parag Parikh Flexi Cap fund ( 4k )

Nippon india multicap fund ( 4k )

HDFC midcap fund (4k )

Bandhan Bank Small Cap fund ( 4k )

Edelweiss Emerging Markets Opportunities fund ( 4k )

Please give suggestions, rate and guidance based on allocation.