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u/BeneficialDeer5036

Image 1 — Used Regalia Gold Boarding edge features & saved 2500₹
Image 2 — Used Regalia Gold Boarding edge features & saved 2500₹
▲ 115 r/CreditCardsIndia

Used Regalia Gold Boarding edge features & saved 2500₹

Travelled from Ahmedabad to Bhubaneswar & uploaded my boarding pass on the Boarding Edge platform. Since spa facilities were unavailable, I opted for the Uber and buffet benefits.

Uber voucher was added instantly to my account & it can be used at any destination, not just the final destination mentioned on the boarding pass (Pickup/Drop must be Airport)

For the buffet benefit, there were 3 available options 2 in Bhubaneswar & 1 in Puri. I selected WelcomCafe by ITC and received instant confirmation from DreamFolks. I also confirmed with the restaurant that hotel stay is not mandatory to use the voucher.

Total savings: ₹750 (Uber) + ₹1,650 + taxes (buffet)

u/BeneficialDeer5036 — 5 days ago
▲ 66 r/personalfinanceindia

26M(Govt PSU employee) |Reached 50L NW

26M, working at Maharatna PSU.

Hit a ₹50L net worth milestone today :)

Current Portfolio

•	Mutual Funds – ₹22.8L

•	EPF – ₹7.1L

•	PPF – ₹6.3L

•	Gold – ₹5L

•	Indian Stocks – ₹4.3L

•	NPS – ₹1.9L

•	Savings Account – ₹2.5L

•	US Stocks – ₹20K

Monthly Investments

•	Mutual Funds – ₹45K

•	EPF – ₹20K

•	NPS – ₹9K 

•	Tanishq Gold Scheme – ₹15K

•	US Stocks – ₹10K

I also have 2 LIC policies with annual premium of ₹26K each (Cover 5L each) Since I work in PSU and get free medical treatment at allmost all prem hospitals, does it make sense to continue these policies or should I discontinue them?

My gold scheme will end in 2 months. Would it be better to redirect that ₹15K toward US stocks instead or should I continue buying gold?

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u/BeneficialDeer5036 — 8 days ago