u/Big-Membership3066

Capital One CLI Request Error
▲ 5 r/ITIN

Capital One CLI Request Error

Does anyone else with an ITIN and have credit card/s with Capital One, have the same error as I do?

• Credit bureau information is missing or unavailable
• We were unable to obtain your most recent monthly payment data from the credit reporting agency
• Information from at least one bureau is missing or unavailable

I’ve had the Capital One Savor card for almost a year now, and I’ve requested multiple times for a CLI upon reaching the 6-month mark. The reasons above were the same denial reasons for all the CLI requests I’ve made.

I’ve pulled my Equifax credit report, and I didn’t see anything wrong with the details. I also didn’t put a credit freeze on any of the bureaus.

If you have had the same situation as I do, how did you guys solve the problem? Have you successfully requested and been given a CLI? Did Capital One made an automatic CLI on your account on their periodical review?

u/Big-Membership3066 — 8 days ago
▲ 9 r/amex

Are there any DPs on Amex BCE successful CLI request right after receiving your card in the mail and activating your online account? I got approved for $1k CL - I asked customer support about what’s my approved CL.

I have an upcoming set of purchases (moving states) and would most likely require a $7k-$10k CL - main reason why I applied for the Amex BCE since according to DPs, Amex provides one of the highest initial CL.

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u/Big-Membership3066 — 4 months ago