r/ITIN

I recently received my ITIN and I’m trying to set up US payment processing properly as a non-US resident.

The issue I’m facing is that the processor I’m applying with requires a real US residential address supported by documents like:

• Utility bills
• Lease agreement

They are specifically rejecting:

• Virtual mailbox addresses
• Registered agent addresses

I’m trying to understand what legitimate options non-US residents usually use in this situation.

Has anyone here successfully dealt with this before?
Any advice or recommendations would be appreciated.

Asking for a friend who is in the US. Would like to get ITIN by mail. Has a US address. IRS didn’t accept the application in person, asking for a letter from the bank requesting ITIN. Banks aren’t providing such letters (Cap 1, TD, Bank of America and Chase).
Can submit a certified copy of passport from back home. Could someone please recommend on steps to take to apply for ITIN? What reason should be elected for ITIN? There is no treaty agreement between the US and home country. Don’t know what to do at this point. Any advice will be greatly appreciated. Thanks so much!

Hello, I have applied for ITIN in March and received in Mid May. After receiving the ITIN number i applied to Chase Bank but it auto declined but i don't know why. They are about to send me a letter explaining the reason.

I then applied to Capital one and they approved for Platinum card with $300. In the approval letter i am seeing my credit score as 726 as per Equifax. To note, i was an authorized user of my spouse credit card which was using for few months. And i had Business credit card which i was also using for more than 6 months.

Now my question, is 726 a bad score? or has the score fell down as Chase has declined it? What was your first credit Score whenn you were first approved for a card?

My ITIN application was delivered to the 78744 address on April 2nd with my 1040-NR, W7, and Passport. I know I am asking this very early and it takes around 7 - 11 weeks. However I just wanted to make this thread a way to reduce stress for those who haven't heard back on the application yet.

Hi guys
I’ve been looking for a physical adress and a proof of adress for banks,I’ve been looking for a long time,lowest prices I have found were 2000 dollars for something that looks legit

Really sorry if this has been asked before!

What providers/apps do you guys use for OTPs? I'm looking for the cheapest option. Currently I only have CCs with Amex and Capital One but hoping to expand to Chase and Citi in the future.

FYI: I live in Canada

Thank you!

Does anyone know which credit unions will accept opening an account with an ITIN? I am in Atlanta.

Hi everyone,
I applied for the Barclays Miles & More card (USA) and was initially asked for documents. I submitted my ITIN letter, bank statement, and passport, and the card was eventually approved.
Shortly after that, the card got frozen for a security check. Barclays now says they need a US passport or US-issued documents, which I don’t have. This is weird, as for the approval they accepted my foreign passport. On top of that, the hotline told me they won’t close the account while the card is frozen.
That’s especially frustrating because the annual fee has already posted, and I also can’t pay off the balance properly since the online account is locked.
Has anyone dealt with something like this?

1. Is there any way to get Barclays to close the account anyway?
2. Can I pay the balance through Chase bill pay or some other workaround while the Barclays online account is blocked?
3. Any suggestions on how to escalate this?
   Any advice or shared experiences would be really appreciated. I tried HUCA 3 times, same answer.

Thank you ☺️

Is there any usa physical bank that allows account opening with itin?? I am non usa resident. If anyone got the offers or services then hit me up