r/ITIN

I have my ITIN number since I called the IRS and they gave it to me, however the letter they tell me that it was sent on July 28 and I still haven’t received it, the same day I called they sent me another emergency one, however I haven’t received anything yet.

Haven't received any letter at all and its been 18 weeks. Im going to make an in person appointment bc this is insane. Applied on April 14th. Is anyone else still waiting?

Hi everyone,

I want to get a ITIN. I already have my certified passport copy from the US consulate. Now with filing the W-7 form I am not sure what reason to put for getting a ITIN. I have a US LLC and EIN.

At the moment I have no tax return that I need to file for.

Has anyone else been in this position and do you have advise what reason to put to get the best chance of acceptance?

Any help is appreciated.

P.S. I want to get the ITIN so I have more payment processing options and because I can open US bank accounts and credit cards with it.

Hey guys, i just got my itin letter today. Which company do you apply to first for credit card remotely?

Anyone here with an ITIN run into issues getting approved for the new Bilt cards? I’ve tried for the Palladium twice now, first on July 2 and again Aug. 17 after waiting the required 45 days.

Experian score is 775, but Cardless gave me the same reasons both times and there was no hard pull. I tried calling and emailing to see if they’d reconsider, but they basically told me there’s no recon and to wait another 45 days.

Just wondering if anyone here had a similar denial and eventually got approved after waiting longer.

Hello,

I'm going to the U.S this Friday and will be opening a bank account. I chose Chase but from what I've seen BoFA is easier? I have US phone number and address (my partner's).

I also want to get a credit card but I won't stay in the U.S for long. I'm still a bit confused on what are the steps to get an ITIN and how to succesfully build credit history. Thanks

Hi everyone,

I’m a German citizen and non-US resident and I’m trying to obtain an ITIN mainly because I would like to establish a proper US banking relationship and potentially open an interest-bearing savings/HYSA account.

I already have a US-issued American Express Gold Card, which I obtained through Amex Global Transfer, so I already have some US financial history, but I currently don’t have an or ITIN.

I’m confused about what exactly the IRS accepts as proof of the tax purpose for Form W-7.

I saw that there are exceptions involving interest-bearing US bank accounts, where apparently a letter from the financial institution may be used as supporting documentation.

Has anyone successfully obtained an ITIN in a similar situation?

Specifically:
Can wanting to open an interest-bearing US bank/HYSA account qualify, or does the account already have to be opened?

What exactly does the bank letter need to say?
How do you get such a letter if the bank requires an ITIN/SSN before they will open the account in the first place?
Would an existing US Amex account/card help establish any basis for the ITIN application?

Is there another legitimate W-7 exception commonly used by nonresident foreigners who need an ITIN for US banking?

I’m not trying to claim any tax benefit — I just want to understand the correct IRS-compliant way to document the need for an ITIN without filing a US tax return.

Would appreciate hearing from anyone who has actually gone through this process as a nonresident.

Thanks!

Hi everyone,

I’ve been trying to open up a joint or individual account for my wife who is a non resident with an ITIN. We do have an address in the United States but we live in Colombia. I know that Schwab has an international brokerage that requires a paper application but are there any others? I also haven’t been able to find a HYSA that will work either. Thanks for the help.

I applied for my wife’s ITIN number, mailing my tax return in early April from overseas. We used a certified copy of her passport and followed all the steps indicated on IRS.gov. I tracked the package and did confirm that it was signed for so presumably it was delivered to the IRS. We haven’t received the ITIN number, a rejection letter, or any response from their number when trying to call.

Every time I try to call within operating hours there’s an automated message that says, and I’m paraphrasing “due to the high call volume in this topic, call later or on the next business day”.

When I check IRS.gov my tax return is still showing that it has not been processed, so I’m reasonably certain there’s an issue with the ITIN application.

Is there anybody else that applied in early April that is still waiting?

I'm a US Citizen and wife is in Vietnam. We applied for an ITIN for her when I was there. Sent all her documents and our tax return to the CAA so they could process it and send to the IRS.

I got the rejection letter today from the IRS saying they need the original passport or a certified copy from the issuing agent. We sent the CAA in her country her passport and they had it for a month. Why was this rejected? What do I do next? I'm back in the USA, so I don't have her passport. I thought the whole point of paying big bucks to the CAA was so they would handle all of this?

Recently, I have a plan to apply for ITIN and the next things,

but here's the question, I don't know which bank I can apply when I get my ITIN and American phone and address ready.

Which bank is friendly to be the first one bank to apply for?

and what's the next step if I want a credit card?

How do people use Tello abroad to receive texts? Do I need to have Pay as you go credit for that?