
21Y | Started investing 6 months ago | ₹15k/month SIP | Portfolio review | Moderate-High Risk | 15+ Year Horizon
Started investing in mutual funds about 6 months ago. My goal is long-term wealth creation (15+ years), and I’m still learning.
Current SIP allocation:
₹7,500 – Parag Parikh Flexi Cap
₹4,500 – HDFC Mid Cap
₹3,000 – Bandhan Small Cap
I’d love your feedback on a few things:
- Is this portfolio aggressive, balanced, or too risky
- Should I add a Nifty 50/Index fund, or is this portfolio sufficient?
- Any other feedback is appreciated
* Nippon India Small Cap – ₹3k (planning to redeem this and invest it into Bandhan Small Cap, so I’ll continue with only one small-cap fund.)