Are identity theft protections worth it?
I've been looking into this lately and I'm still not sure if paying for identity theft protection makes sense.
There are free options like freezing your credit, checking your reports, and setting up account alerts. Those seem like a good place to start, but I'm wondering what happens if someone actually steals your identity. Would a paid monitoring service make the recovery process any easier, or can you handle most of it yourself without paying for extra help?
For those who've looked into these services or had to deal with identity theft, what do you think is worth paying for, if anything?