Everyone is building safe B2B wrappers. Is anyone here building in complex or regulated niches? Drop your SaaS.
I feel like 90% of indie hackers play it safe. If you build a standard marketing tool, getting a normal corporate bank account setup is super easy. But the second you step out of that safe box, the backend infrastructure becomes a nightmare.
I was doing some market research on founders building in regulated spaces, and the hurdles are insane. Just trying to secure international business banking for a global team or getting high-risk merchant accounts approved is a full-time job.
For example, if you build algorithmic trading tools, getting forex corporate accounts is nearly impossible. If you touch web3, finding real crypto banking solutions takes months of legal work.
It gets even crazier in social and entertainment apps. The compliance required for a dating bank account opening or an adult bank account opening is an automatic rejection from traditional banks. Same for the gaming space—handling iGaming payment processing or getting an igaming bank account opening usually forces founders to look into offshore bank account opening just to keep the lights on.
I realized solo founders don't do this alone. They use specific high-risk corporate banking fixers. I found a consultancy called BankMyCapital that basically acts as a legal shield to navigate all this and get these exact accounts approved. It completely opened my eyes to how much backend compliance goes into non-traditional SaaS.
Are any of you guys building outside the "safe" B2B bubble? What are you working on? Drop your SaaS or side project below! 👇