How do my friend and I manage losses trading spreads?

I have a joint account with a buddy. Usually trade one spread a day (iron condor, put, or credit spread usually). Usually we go 1 or 2 weeks making $50 to $100 dollars a day, and then we get a loss that wipes out all gains or, like in the case of that huge drop on QQQ a few fridays ago, we lost nearly half the account. The account was 11K, and with that loss, it's down to 6 K.

My friend is the main executor, while I continue adding money to the account from other sources of income. So I see that he's lost us 5K am an incensed. So, we talked and determined to set a stop loss. For our account size? Not sure what the stop loss should be, so we said about $200. So another couple of weeks go by and we make our usual daily gains and then yesterday I see we lose $800 on another spread. He told me he had moved the stop to $500 for leeway.

I said, "I thought we had a $200 stop?". And he said "from now on, very strict" etc etc.

But I am monitoring our progress. Usually we only go into the red on these spreads anywhere from 40-50 bucks at the MOST and then end up green on those winning days. Keep in mind our account size is 6K.

Is it hard for a spread trader to set a stop loss? I am thinking, "dude just get out at $200 in the red, what's so hard?" but it clearly is hard. And I am doubting his ability to manage our losses, which usually happen on a Friday and are 10% or more of the account lost (we've had 3 major losses now in 2.5 months, $800, $5k, and now $800 again.

If you are experienced with loss management in spread trading please give me some advice on how to minimize these horrible losses. Is it a matter of just setting a stop loss and sticking to it? Please let me know what we can do to improve on this matter, and I'll be very grateful!

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u/Carnivean66 — 3 days ago

My top E string is very rough looking near the sound hole. Is this normal wear and tear? If not how can I stop this from happening?

Do any of you see the same thing happening with your strings? I do an accuracy exercise just plucking the top E string over and over with index/middle. These strings are only 2 months old. The top of the E string is smooth as butter but if I feel underneath the string it’s very rough.

As the pictures show, the rest of the string is clear and transparent all along the neck, but where I do this exercise around the sound hole you can see blemishes and the appearance of “cuts” in the string.

If you feel the top of the string it is still very smooth, but the underneath is rough to feel. What are your thoughts on this development of mine?

u/Carnivean66 — 4 days ago

Just want to confirm how to allocate profits for people adding money to my trading account

Hey! Just wanted to ask the best way to keep track of this: say I have 10K in my account for trading spreads (4-5K per contract), and a family member gives me 2K, so I now have 12K. How do I ensure the family member gets the correct percentage of profits? 2K is 16.7% of 12K, so would it not be 16.7% of profits each day/each week/each month etc? And per contract, how would the math work there?

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u/Carnivean66 — 1 month ago
▲ 0 r/tax

How to keep more of my money from my paychecks and lower the taxes taken out?

I know I am supposed to adjust my W4 but I am not exactly sure how. Can anyone explain to me how to do this so I also don't owe money when tax returns come around? Thanks!

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u/Carnivean66 — 1 month ago