u/CartographerDry7892

Do you count float as part of a card’s value?

I feel like most cc math focuses on points, cashback, SUBs, annual fees, etc. But for business cards especially, Im starting to think the float is as important as the rewards

Not talking about carrying a balance or paying interest. More like using the statement cycle properly so cash stays in the acc longer while invoices clear, clients pay, payroll hits, etc.

For personal cards I mostly care about rewards. But for business spend, having another 30ish days before cash leaves the account can be quite useful

Do you factor that into your card setup at all or do you only count the rewards side?

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u/CartographerDry7892 — 2 days ago