u/Cautious-593

I have 10k sitting in a checking account, and in terms of finances that’s all I really have. My family pays for my college and any necessities, and once I’m out of school I’m on my own. I’m not spending much money, and I’ll be making $20/hr full time while I’m home for the summer. My parents are really uncomfortable with talking about finances, so I don’t really know if I should be investing, using a HYS, open a Roth IRA or 401k, etc.

I’ve started by applying for the Capital One Saver student credit card so I can build up my credit score, but any other advice on what to do with my money would be greatly appreciated.