u/Cautious_Cell9534

I received a letter last week saying the APR on my Fidelity credit card was going to rise to something like 26%- which I found alarming.

My credit score is excellent, never missed a payment, I’m not holding a balance over months. My FICO is good. I use the card all the time for every day purchases.

To have the APR jump 10% seems insane.

I called the credit card company to ask if it could be reevaluated and was told the rise was across the board for every card holder - so it couldn’t be reevaluated.

The last time I recall credit cards pulling this was in the Great Recession.

Has anyone had luck calling and having their APR maintained rather than jumping up?