r/fidelityinvestments

Hi everyone, I am 16 and I recently got a job. I’ve been watching YouTube videos and reading different things that say you should open a retirement account as soon as possible. Is this something I should ask my parents? They aren’t very supportive of me doing stuff on my own. Tbh they’re kinda controlling so how could i explain this to them. What points could I bring up that could help me? And if they say yes how would I go about opening an account?

Fidelity, can you please upgrade your charts and performance tracking? Just a little bit. I feel like it could be better. But then again, you are one of the biggest investing platforms in the world. So please take into consideration.

Been holding NVDA for a long time and never sold. Last night I logged in and saw a W logo in there and didn’t know what it was till I clicked on it. It’s showing a wash sale.. but if I’ve never executed any trades then why would it be there?

Did it happen because of dividend reimbursement?

Girl at the desk asked if it was a “green card.” And then told me “those never work.”

I ended up having to use my Fidelity rewards card instead. How do I get a reimbursement? I don’t have checks and my account says there is no available balance to do a transfer.

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Fidelity has had my account locked for the past two weeks, saying they’re conducting an investigation related to money laundering.

I’ve been a Fidelity customer for more than 5 years, and I’ve cooperated with everything they’ve asked for. I gave them the two weeks they said they needed to complete their investigation, but when I called today, I was given the same response and no clear timeline for when my account will be restored.

Has anyone here experienced something similar with Fidelity? If so, how long did the investigation take, and what steps did you take to get the issue resolved? I’m just looking for advice on how to escalate this and get a clear answer from Fidelity. Any help or personal experiences would be appreciated.

I talked to Fidelity and they said they don't support passkeys so how is the security at fidelity? What are people using fingerprint, face recognition, mfa?

Does anybody have some really objective information on how strong their security is?

Well, I have been using ATP for about 7 years. It has always been buggy (takes minutes to show new positions, sometimes a new option shows up in the investment list with a totally random P/L, etc., etc.) but over the years it has been crashing more and more frequently. It's now up to about 10 times/day. I am an active trader (so, Active Trader Pro, right?), and this is ridiculous. I have called them half a dozen times over the years, and their solution is always to upgrade the memory in my computer. I've gone from 16 Gb to 32 Gb, and nothing has changed.

So, they are pushing their new Fidelity Desktop Trader+. If I have to learn a new platform, I want it to have all of the features that I have been using on ATP. One of my favorite tools on ATP is the graphical options P/L calculator. It is pretty powerful, and you can change the values of most anything that matters. Guess what? IT ISN'T A PART OF DESKTOP TRADER+. And they have no plans to add it.

If I have to learn a new piece of trading software, I want it to have a P/L calculator as good or better than ATP's!

I am mainly venting, but if anyone has a suggestion (like another broker's software!) I'd love to hear it.

Tl:dr For options traders ATP sucks, and Desktop Trader+ sucks worse. Help?

my husband has about $2,018 balance in Cigna HSA account, he want to open a Fidelity HSA account to do ETF /Mutual Fund investments, can someone let me know how to transfer these balances to a Fidelity account? Any requirements? Thank you!!🙏 🤘🏽🤘🏽

Farily new to fidelity so picking up some pointers...

If I sold (or transferred) money out of an ETF back into my IRA at a price shown at 1pm today, will that be the price it moves or will it be an arbitrary "whatever price" when it processes sometime tomorrow? Assuming no dividend impact, no fees, ZERO, etc.

TIA!

If the latter, it seems very out of the investor's control.

We’re traveling to Italy this summer, and will be renting a car for two weeks.

Despite reviewing a variety of documentation related to the Visa Signature Rewards card from Elan, I haven’t been able to get a clear answer on whether the CDW coverage from the card can be used in Italy.

Has anyone managed to get a concrete answer on this topic from the card services?

The "Total Basis" displayed in the Trader+ app (windows) double counts the basis for BrokerageLink investments by including the account itself as well as the BrokerageLink basis in the 401(k) account.

If you use the app and have a BrokerageLink account associated with a 401(k) (and perhaps other similar accounts), so not use the total Basis to calculate anything until its fixed.

If I wanted to compare an existing Fidelity managed account (IRA) to something similar to a Boglehead approach, is it as easy as looking the the total $ amount in the managed account at closing on a specific day and then on that same evening going to the watch list and adding an entry for FZROX for 55% of the total, FXNAX for 30% of the total, and FZILX for 15% of the total. Then going forward just check my managed account against the total of these 3 watch list entries? Assuming it is in IRA then taxes / tax loss harvesting don't factor in. On day 1 the totals will match exactly, then will diverge (I assume) based on performance of each and fees being charged on the managed account. Am I missing anything?

Is it possible to rollover my Nationwide fixed account 257a(g) to fidelity 401 or IRA without triggering a taxable event? I am retired now. If so, how would I do this?

After submitting the initial death certificate for my father they made us wait 30-45 days to process the certificate. Tried calling around 25 days just to confirm that was real and yes it was. Then after 40 days I tried calling again (note they never once called me), they finally said they are sending a beneficiary affidavit. For the other 5 banks this process took 7-14 days maximum. Fidelity waste an additional 16-33 days of our time.

Fill out the beneficiary affidavit, it asks for contact information for our dead grandparents, aunts and uncles? No other bank asked for this information, seems totally unnecessary. Filled it out anyway. Made sure to take pictures of the forms. Faxed it to them so it would get there more quickly. No response. I wait 3 weeks, call them, they say to try calling in another week. Another 28 days wasted.

I call again a month after faxing in the beneficiary affidavit. They claim they will finish reviewing it while I’m on hold on the phone. Then they absolutely insiste I write “not applicable” on the surviving spouse section and send it back again. Now, this sounds reasonable at first however there are 4 other places on the form where it says he has no surviving spouse, I put a check mark in the “no surviving spouse” box. I filled out only the sections that say “fill out only if no surviving spouse”. So it makes sense that I left the “surviving spouse” section blank because that person doesn’t exist! Not to mention that the death certificate itself also says no surviving spouse on it!

So now I have to refill the entire form again, by hand, and just add the words “not applicable” (which by the way the form never instructs you to do this! They just expect you to read their minds). And I have to take time off work to get this thing notarized and faxed (more expenses). All so Fidelity can hold onto the money longer and send us around in circles.

There really should be a lawsuit against Fidelity suing for lost opportunity costs with how long they intentionally delay all of this. I’m certain they will now make me wait another month and tell me something else is wrong with the form I filled out correctly. No other bank did any of this to us. It’s beyond ridiculous and I’m going to look into suing them if this continues.

I’m also going to never invest any money with them and tell everyone in my life to never use Fidelity because of how bad their customer service is and how difficult this process has been compared to any other banks.

This is for initiating 401k rollovers into a traditional IRA ahead of my wife and I retiring in Jan 2027. The rep was very knowledgeable and was patient with a novice like me. I was curious to see what a managed plan would look like for our $1.5 million portfolio. I am currently waiting for our next meeting in early Sept to go over the plan.

I am strongly leaning self-directed and Fidelity looks like it has great support for that as well. What kind of human support can I expect if I go self-directed and does a 7 figure portfolio add any additional services? Would I be able to reach a human at my annual check in to rebalance and have a Fidelity rep walk me through that? Just curious to what is really afforded to self-directed plans.

Had a meeting with a Schwab rep the same day so I am curious how the plans compare when all is said and done. It was a positive experience at both .

I appreciate the alerts function for various tickers. Is there an alert I could set for “any position” I own? Like just a blanket setting to send me an alert if any position I own is up or down x percent in a day. Obviously could be an annoyance with options, but for equities, it would be nice instead of manually adding each position I have.

I would like to make a feature request to Fidelity which is when you transfer cash out of a Cash Management Account to another Fidelity Account that there be a one-line memo field so the use can at least make a short note of what the transfer was for.

Fidelity presents its Cash Management Accounts as working like a "checking account with additional features." I love this. But, most checking accounts have a memo line available for the customers' use. There is a good reason for this.