u/fidelityinvestments

Pattern day trader rule changes for Fidelity customers

Hey r/fidelityinvestments, 

We know some of you may have questions about upcoming changes to pattern day trader (PDT) rules, so we wanted to share an update on our plans. 

In April, the SEC and FINRA approved changes to Rule 4210 that will replace the current PDT rules with a new intraday margin framework. The new rules may be implemented as early as June 4, 2026, and firms will have up to 18 months to comply. We plan to introduce updates aligned with the new requirements on or soon after June 4^(th)—so be sure to check back, as we’ll share more details when they roll out. 

What’s changing: 

  • No $25,000 minimum equity requirement to day trade in margin 
  • Existing PDT restrictions and calls will be removed 
  • Day trades will no longer be counted 
  • No separate day trade requirements for intraday trades, including options

 

What’s not changing: 

  • $2,000 minimum equity requirement for margin accounts 
  • Overnight margin requirements (house, exchange, and Fed/SMA) remain the same

 

Under the new framework, intraday trading activity will be assessed in real time. If an account exceeds its intraday exchange surplus or ends the day in an exchange call, it may result in an intraday margin deficit (IMD) that must be satisfied as promptly as possible. Repeated failure to satisfy IMDs may result in the account being restricted for up to 90 days. 

Also worth noting: A small group of account types, such as portfolio margin, will initially continue to follow existing PDT rules and will not be included in this update. 

We’ll continue to monitor questions in the comments and share updates as they become available. 

Margin trading entails greater risk, including, but not limited to, risk of loss and incurrence of margin interest debt, and is not suitable for all investors. Please assess your financial circumstances and risk tolerance before trading on margin. Margin credit is extended by National Financial Services, Member NYSE, SIPC. 

u/fidelityinvestments — 1 day ago

Selling multiple positions on Fidelity.com is about to get easier

Starting this month, we’re introducing 3 new ways to sell multiple positions across any retail account on Fidelity.com.  

1. Sell proportionally: Need to take some money out of the market without affecting your investing strategy or manually calculating specific percentages? Liquidate a set amount and divide it across all your eligible holdings to preserve your investment allocations. 

https://preview.redd.it/ydcnwrbonw1h1.png?width=1080&format=png&auto=webp&s=fb241bef619f3bdcd660258e759bd29bc00e5598

2. Custom sell: Save time by choosing multiple positions to sell—and deciding how much of each you want to sell—all at once. 

https://preview.redd.it/vihicnxenw1h1.png?width=1080&format=png&auto=webp&s=b5401030066fc980812aceaa41bb8fc9e98693d3

3. Sell all positions: Liquidate everything in an account, all at once. 

https://preview.redd.it/rmitk0xnnw1h1.png?width=1080&format=png&auto=webp&s=21bd3c95f37264297fa80c20e3d74e2b212e6893

A few things to know: 

  • Everyone should have access to this update within ~1–2 weeks after launch. 
  • We’re also working on adding buy functionality. Stay tuned for more updates soon. 
  • You’ll receive an email for every position you sell—so if you’re selling a lot of positions, that could mean a lot of emails. 
  • You can’t use this for options, bonds, or short positions.

 

For those of you who use baskets, this may feel familiar. Proportional sell brings a similar “sell multiple positions at once” convenience to more holdings across your account (stocks, ETFs, and mutual funds), but with a simpler approach. There are no target weights or rebalancing rules—and with mutual funds included, trades may execute over time. 

For more information about managing positions, check out this guide

^(Any screenshots, charts, or company trading symbols mentioned are provided for illustrative purposes only and should not be considered an offer to sell, a solicitation of an offer to buy, or a recommendation for the security.) 

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u/fidelityinvestments — 4 days ago

[Giveaway] Is there anything you’d like us to know about your experience on r/fidelityinvestments? Leave a comment to help us improve the sub and get the chance to win a Reddit Award.

Thanks for joining us for another Survey Week! Your responses help make this community better, and we’ve got a few more for you: What would you like to see more on this subreddit? What would you like to learn more about? Who’s your dream AMA guest? Do you like shorter posts, or more in-depth stuff? 

For a chance to win a Reddit Award, all you need to do is leave a comment on any Survey Week prompt (like this one). Giveaway winners will be chosen and notified by 5/23/26. 

^(By accepting these awards, you represent you are not a public official, and you are not violating any policies or local, state, or federal laws. Fidelity reserves the right to not give an award in the event that a post violates our community standards. Please review) ^(Reddit Awards) ^(for more information.) 

reddit.com
u/fidelityinvestments — 6 days ago

[Giveaway] How satisfied are you with our mods’ answers to your questions on this sub? Leave a comment to help us improve the sub and get the chance to win a Reddit Award.

It’s Survey Week! Every question you answer helps us make this community better—and gives you the chance to win a Reddit Award.   

To enter, all you need to do is respond to any Survey Week prompt (like this one) and leave a comment. Giveaway winners will be chosen and notified by 5/23/26. 

If you’ve asked a question here before, how satisfied were you with the interaction on a scale of 1 to 5? Share your answer below!  

^(By accepting these awards, you represent you are not a public official, and you are not violating any policies or local, state, or federal laws. Fidelity reserves the right to not give an award in the event that a post violates our community standards. Please review) ^(Reddit Awards) ^(for more information.) 

reddit.com
u/fidelityinvestments — 7 days ago

[Giveaway] Has r/fidelityinvestments saved you from having to call or send a message to Fidelity customer support? Leave a comment to help us improve the sub and get the chance to win a Reddit Award.

It’s Survey Week! Every question you answer helps us make this community better—and gives you the chance to win a Reddit Award.  

To enter, all you need to do is leave a comment on any Survey Week prompt (like this one). Giveaway winners will be chosen and notified by 5/23/26. 

In the past 12 months, has this sub saved you from needing to reach out to Fidelity by phone or chat? Share your answer below! 

^(By accepting these awards, you represent you are not a public official, and you are not violating any policies or local, state, or federal laws. Fidelity reserves the right to not give an award in the event that a post violates our community standards. Please review) ^(Reddit Awards) ^(for more information.) 

reddit.com
u/fidelityinvestments — 8 days ago

[Giveaway] Has a post or comment here ever inspired you to make a trade or use a Fidelity feature? Leave a comment to help us improve the sub and get the chance to win a Reddit Award.

It’s Survey Week! Every question you answer helps us make this community better—and gives you the chance to win a Reddit Award.  

To enter, all you need to do is leave a comment on any Survey Week prompt (like this one). Giveaway winners will be chosen and notified by 5/23/26. 

Has a post or comment on r/fidelityinvestments led you to take action with your account—like making a trade, moving money, adding or using a feature on one of our platforms? Share your answer below! 

^(By accepting these awards, you represent you are not a public official, and you are not violating any policies or local, state, or federal laws. Fidelity reserves the right to not give an award in the event that a post violates our community standards. Please review) ^(Reddit Awards) ^(for more information.) 

u/fidelityinvestments — 9 days ago

[Giveaway] How many trades have you made in the last 12 months? Leave a comment to help us improve the sub and get the chance to win a Reddit Award.

It’s Survey Week! Every question you answer helps us make this community better—and gives you the chance to win a Reddit Award. 

To enter, all you need to do is leave a comment on any Survey Week prompt (like this one). Giveaway winners will be chosen and notified by 5/23/26. 

During the past 12 months, how many times did you trade an individual stock, ETF, bond, CD, digital asset (such as crypto), or mutual fund? Share your answer below! 

^(By accepting these awards, you represent you are not a public official, and you are not violating any policies or local, state, or federal laws. Fidelity reserves the right to not give an award in the event that a post violates our community standards. Please review) ^(Reddit Awards) ^(for more information.) 

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u/fidelityinvestments — 10 days ago

[Giveaway] What brings you to r/fidelityinvestments most often? Leave a comment to help us improve the sub and get the chance to win a Reddit Award.

Six days, six questions, and 600 Reddit Awards up for grabs: Welcome to r/fidelityinvestments Survey Week 2026. 

For the rest of this week, we’ll be posting questions to help us understand what we’re doing well and what you’d like to see more of. Every comment helps us make this subreddit better for everyone. To sweeten the deal, we’re also giving away 100 Reddit Awards every day—and you can win multiple times! 

For the chance to win, all you need to do is leave a comment on any Survey Week prompt (like this one). Giveaway winners will be chosen and notified by 5/23/26. 

Check back daily for another prompt and another chance to win! 

What brings you to r/fidelityinvestments most often? Customer service? Learning more about investing? Fidelity product updates? Browsing user discussions? Giveaways? Seeing our posts in your feed? Share your answer below!  

^(By accepting these awards, you represent you are not a public official, and you are not violating any policies or local, state, or federal laws. Fidelity reserves the right to not give an award in the event that a post violates our community standards. Please review) ^(Reddit Awards) ^(for more information.) 

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u/fidelityinvestments — 11 days ago

Hi! I’m Ashley Fernandes, a portfolio manager and natural resources sector leader in the Equity division at Fidelity Investments, and I’m excited to be here so you can Ask Me Anything! 

I manage several funds at Fidelity, including the Fidelity Natural Resources Fund (FNARX), Fidelity Balanced Fund, and Fidelity Select Materials Portfolio (FSDPX). In my sector leader role, I help guide other natural resources portfolio managers.  I also provide analyst research coverage on global integrated energy and global copper companies, working closely with our investment teams across the firm. 

With geopolitical and global events centerstage in 2026, a lot of investors are curious about how energy and natural resources fit into the broader market picture. I’m looking forward to answering your questions about these dynamics, and more. 

When I’m not analyzing the global markets for work, I enjoy exploring them firsthand through travel. Before joining Fidelity in my current role, I worked as a global energy analyst at Fidelity International Limited (FIL) in London, which gave me the opportunity to travel extensively. In addition to a love of travel, I am an avid tennis player in my spare time! 

If you’d like a preview of how I think about the space, I recently joined Fidelity’s Market Sense podcast on March 17 for the episode “Gas, Oil & Energy: The Global Implications.” 

I’ll be live on Thursday, May 07, at 1 p.m. ET.  

Ask me Anything! 

https://preview.redd.it/2iuang3l4jyg1.png?width=962&format=png&auto=webp&s=a051906f90de2e799e5294771ef8a248e4dcb740

reddit.com
u/fidelityinvestments — 21 days ago

We just dropped some new performance page features on Fidelity.com that we want to share today: 

Choose your own time frame 

You can now view your account(s)’ time-weighted performance within a custom time period. Here’s how: scroll down to the “Total Returns” card, select “See All,” choose “Custom” under “Frequency,” then enter the start and end dates. These dates also apply to the indexes you have displayed on the page for comparison. 

https://preview.redd.it/tr5zt4bz7eyg1.png?width=1000&format=png&auto=webp&s=50b24fc273d7a0a01edc297c374c319ae2fd6793

Create custom groups  

Want to see only how your retirement accounts are doing? You can now group your accounts to view their combined performance. Your custom groups will be saved so you can easily check back on them in the future. To create a group, choose “Select accounts” at the top of the page, then “Add custom group.” If you had created any groups in the legacy experience, those will be carried over. 

https://preview.redd.it/eei2h5128eyg1.png?width=773&format=png&auto=webp&s=f787b299ac9641e477458d74ebc221756f7bdf8b

Add external accounts 

You can add external accounts to see your overall exposure to different asset classes and investment styles. After selecting “Manage external accounts,” choose a custom asset allocation or enter individual positions for them. 

https://preview.redd.it/7l3jihx48eyg1.png?width=820&format=png&auto=webp&s=76ea59b670f4f4c1df3d8746b7cf1e499776a632

A sneak peek at what’s next 

We’re rolling out more features throughout the year, including separate Return and Balance charts, a Balance chart that shows net-positive contributions more clearly, the ability to compare returns against a market index, and a redesigned investment income details card. 

reddit.com
u/fidelityinvestments — 22 days ago