For my situation, what’s the point saving for retirement?
I am extremely financially stable. I make $3938.58 per month from VA Compensation and I get an increase to my compensation at least 2.5% every December. My rent is only $1095 which includes water, gas, food donation, pantry, air-conditioning and Me having the privilege to live with my dog. I am currently living in a very small city that has less than 50,000 people. I only fill my gas tank 2 to 3 times per month.
The only thing I want do is save up around 10 grand to buy 1 acre of Land and use my VA construction loan to pay for building a home. Every Month there’s always something I have to fix something; which includes my car. Or I have to go fix one of my items I have like for example I had to get my phone fixed because my iPhone power up and down buttons before that I got my PlayStation five fixed, etc.
Food is so expensive nowadays which is more expensive since I’m trying to be on the carnivore diet, but everything that is meat is extremely expensive. I eat at least three steaks per week, have subways around twice a week but when they’re only on sale, for example I got myself a foot-long meatball sub for only $8.76. Still more expensive than it was over 20 years ago but still better than paying over 20 bucks for one sub. I wish it was five dollars for a Subway sandwich like it was back in the day.
I refill on my water bottles every two weeks so I always get at least three cases of 48 water bottles. My car insurance is $220 per month and my car payment is currently $131.06 per month. Again I keep trying to save money. I always put $700 in my savings account but by the end of the month. I have to use it again and put another $700 for the next time the first of the month. It’s a vicious cycle. I have a lot of needs in a lot of wants and I just don’t really care for giving up my wants because the first of the month I pay all my bills everything and I have a little over two grand to play with for the most part they still always squander it on mostly emergencies and food I spent at least $900 on food/drinks. I don’t know what to do. I’m always ready for emergencies though, because it always happens to be in the beginning of month, so I always fix it.
I’m currently not working I should but I am 100% Disabled Marine Veteran; there are a lot of jobs. I cannot do even though there’s some I really wanna do that can physically still hurt me it’s just I am retired and I can do whatever I want. I just don’t really care for the pain. I’m gonna deal with in the future because at this point, I’m at the end of the road in life, I am literally living in the golden years of the boomers. The only jobs that they’re hiring here in Cedar City are in fast food restaurants, grocery stores, clothing store, random stores, etc. and I don’t want to do that. I want work in farming even though I’m disabled I still want to learn more about plants how to plant my own food. I just wish things were different. You have to know someone to get into that field and the only way to get into it is if you know somebody or if you major in agriculture, which I am doing right now, I want to be a farm manager or work in a greenhouse working on plants, making sure they’re good to go and having the sprouts for certain foods they’re making. Like for example I have to make sure the potatoes are creating other potatoes instead of dying from bugs or dehydration.
I know it’s a long post but in short I want help I don’t know what to do. What’s the point of saving up when I’m retired. I’m NOT going to worry about anything. I’m losing a decent amount of weight every week and I just don’t really care about saving because what’s the point the veterans affairs compensation is never gonna go away.
Not until I die no one’s getting inherited my compensation even if my dumbass actually gets married has kids I don’t think my children are going to inherit my veterans affairs compensation.
But the good news is I keep myself distracted with doing whatever I can for my church. I became a Latter Day Saint and I just don’t see any other purpose besides doing that and working on a farm. I hope I can find myself a job after I graduate with my bachelors degree in agriculture, but I don’t care. I really don’t care because I literally have everything I need. Correct me if I’m wrong, but isn’t it the whole point of retirement to work so you can pull out retirement or have a pension and live out your life to the fullest. That’s what I’m doing. Working saving money being in the whole rat race in general; I just don’t really care for it. I don’t really care about work. I don’t care about saving money. The only thing I care about is being a Latter Day Saint; I keep being a good Latter Day Saint
and help other people out and enjoy my life by playing video games, working out, waking at 4 AM in the morning every day just do whatever I want. It’s amazing and I just don’t know if I’m the only one on this, but I know my situation is very unique and special and I’m very grateful for it, but I just can’t relate to other people my age they are working and saving up for retirement. They are trying to get that promotion while I’m the only one who’s retired who is this young being only 24 years old a retired 100% Disabled Marine Veteran who does whatever he wants and helps at the LDS church as much as he wants and that’s just the only thing that gives me joy in life. So go ahead and give your opinion about it. I will give the TLDR; at the end of this post right now besides that live strong I would love to hear you guys’s comments and advice.
TLDR: A 24 Year Old 100% VA Disabled Marine Veteran; I am extremely financially stable and I joined a great religion that keeps my mind and body busy. I also work out and play video games on my free time at least five days a week. Everything is Great in my life, but I cannot relate to anyone I just don’t really care about working or saving money so this is just me venting, but you guys can give me all your advice you want and comments that you want to give for clarity. I am willing to answer any question. I understand my situation is very unique and special and I’m very grateful for it. Thank you for reading my post.