u/Chancho300

▲ 11 r/HENRYUK

Pension SIPP thoughts

Weird one but want people’s views. M30 and currently have around £200k in my SIPP. I’m getting to the point now where my opportunity cost is all over the place in terms of work and life balance.

Wife is pregnant with first child. We are comfortable and I have an aim of mine to try & aggressively grow my pension 10-20% yearly now until I’m 60 so a good 30 years. Cumulatively for 30 years this comes to a nice number if I can ofcourse achieve these returns. This year I’m already up 25% albeit an unusual year given the AI buildout where I’m heavily invested in.

But anyway coming back to my point here - I’m getting to the point now in my life where I want more life balance. Career has been banking/trading and I genuinely think what is the point of sacrificing a good life balance now when I feel confident I can grow a nice pension pot and live comfortably and probably a lower salary now and have more hours with my wife & new born. I despise the corporate machine particularly in banking.

Does anyone think like this? Feel the same

Got about £150k in my ISA too & I’d like to think I can grow this nicely too via investing

reddit.com
u/Chancho300 — 2 days ago