u/Character_Olive_8865

I have some savings sitting idle right now and trying to decide between FCNR and NRE FD before parking it somewhere as part of my broader nri savings account strategy. Everyone I ask gives a different opinion depending on their own situation, some say FCNR is safer because of the currency protection, others swear by NRE FD for the better returns despite the exchange rate risk. not sure whats actually better for someone in my position, planning to stay abroad for at least another 5 years or so. would love to hear from people who've actually held both long term and can share what worked out